Pinellas County property record for 1324 High Bluff Dr, Largo, FL 33770
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,036 sqft · built 1959 |
| Lot Size | 0.206 acres (8,956 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $685,000 (Dec 2022) |
| Tax Bill | $7,601 (2025) |
| Deeds & Mortgages | Dec 2022 Sale & Mortgage Aug 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-749-1946-5 |
| Primary APN | C62-000-749-1946-5 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,036 sqft Living Area |
| Gross Area | 2,770 sqft |
| 1st Floor Area | 2,036 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Custom Design |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 8,956 sqft (0.206 acres) |
| Lot Dimensions | 110 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 357 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open/Unfinished Porch |
|---|---|
| Porch Area | 305 sqft |
| Deck Area | 168 sqft |
| Patio Area | 100 sqft |
| Shed | 1 Shed |
| Shed Area | 100 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R47758 |
|---|---|
| Street Address | 1324 HIGH BLUFF DR |
| City | LARGO |
| State | FL |
| Zip | 33770-4036 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | HARBOR HILLS BLK A, LOT 14 |
| Legal Range | 15E |
| Legal Township | 30S |
| Legal Section | 5 |
| Legal Subdivision | HARBOR HILLS |
| Legal Tract | 35982 |
| Legal Block | A |
| Legal Lot Number | 14 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | CLEARWATER |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 25210 |
Source: Pinellas County records · APN C62-000-749-1946-5
Assessment roll updated December 2, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 1324 HIGH BLUFF DR, LARGO, FL 33770-4036 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Dec 30, 2022 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Aug 29, 2022 | Warranty Deed, Transfer FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 30, 2022 · Amount on Record |
| Deed Sale | Dec 30, 2022 · Amount on Record |
| Prior Sale | Aug 29, 2022 · Amount on Record |
| Deed Document Number | 2022368007 |
| Deed Book / Page | 22305 / 225 |
| Prior Transfer Date | Dec 12, 2002 |
| Prior Transfer Doc | 0146261734 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Dec 30, 2022 |
| Property Address | 1324 HIGH BLUFF DR, LARGO, FL 33770-4036 |
| Document Number | 0223050225 |
| Book / Page | 22305 / 225 |
| Map Reference | MB 46 PG 58&59 |
| Instrument Date | Dec 29, 2022 |
| Instrument | 2022368007 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2023 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,795.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2150 E GERMANN RD STE 1, 1, CHANDLER, AZ 85286-1662 |
| Name | Verified Name |
|---|---|
| Address | 1324 HIGH BLUFF DR, LARGO, FL 33770-4036 |
| Document Number | 0022305227 |
|---|---|
| Date | Dec 30, 2022 |
| Instrument | 22305/227 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Aug 29, 2022 |
| Property Address | 1324 HIGH BLUFF DR, LARGO, FL 33770-4036 |
| Document Number | 0221841499 |
| Book / Page | 22184 / 1499 |
| Map Reference | MB 46 PG 58&59 |
| Instrument Date | Aug 29, 2022 |
| Instrument | 2022263219 |
| Transaction Type | Transfer |
| Record Updated | Jul 01, 2026 |
| Title Company | FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $4,518.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1324 HIGH BLUFF DR, LARGO, FL 33770-4036 |
| Name | Verified Name |
|---|---|
| Address | 2150 E GERMANN RD STE 1, 1, CHANDLER, AZ 85286-1662 |
| Investor | Possibly a Property Investor |
Source: Pinellas County records · Assessment roll updated December 2, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,601.00 (-3.34%) | $476,737 (-7.82%) Land $205,163 Building $271,574 | $476,737 (-7.82%) Land $205,163 Building $271,574 |
| 2024 | $7,864.00 (-4.86%) | ||
| 2023 | $8,266.00 (+247.17%) Homeowner's exemption Widower's exemption | $517,175 (+202.54%) | $517,175 (+28.74%) Land $298,753 Building $218,422 |
| 2022 | $2,381.00 Homeowner's exemption | $170,943 | $401,736 Land $248,200 Building $153,536 |
Source: FEMA National Flood Hazard Layer as of April 12, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 263 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 263 in force |
| Nearby Flood Claims | 186 (2024) |
| Claims Outside the SFHA | 2 of 186 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile USA.
Based on FCC filings for 422 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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