Pinellas County property record for 1232 High Bluff Dr, Largo, FL 33770 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 4 Baths |
| Year Built | Built 1993 |
| Square Footage | 3,471 sqft Living Area |
| Lot Size | 14,222 sqft (0.327 acres) |
| Garage | Attached, 528 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $90,000 (2005) |
| Tax Bill | $5,727.00 (2025) |
| Primary APN | C62-000-749-1949-9 |
|---|---|
| Alternative APNs |
|
| Full Baths | 4 Baths |
|---|---|
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Building Area | 3,471 sqft Living Area |
| Gross Area | 4,388 sqft Gross Area |
| 1st Floor | 2,625 sqft 1st Floor |
| Upper Floors | 846 sqft Upper Floors |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Custom Design Style |
| Exterior Material | Brick Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Other (not Classified) Roof |
| Lot Area | 14,222 sqft (0.327 acres) |
| Depth X Width | 147 ft x 84 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 528 sqft Garage |
| Deck Area | 126 sqft Deck |
|---|---|
| Patio Area | 126 sqft Patio |
| Porch | Open Porch |
| Porch Area | 389 sqft Porch |
| Water Feature | Water Feature |
| Outdoor Kitchen Or Brick BBQ | Outdoor Kitchen or Brick BBQ |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Account Number | R47761 |
|---|---|
| Street Address | 1232 HIGH BLUFF DR |
| City | LARGO |
| State | FL |
| Zip | 33770-4036 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | HARBOR HILLS BLK A, LOT 17 |
| Legal Range | 15E |
| Legal Township | 30S |
| Legal Section | 5 |
| Legal Subdivision | HARBOR HILLS |
| Legal Tract | 35982 |
| Legal Block | A |
| Legal Lot Number | 17 |
| Jurisdiction | PINELLAS FL |
| Minor Civil Division | CLEARWATER |
| Census Blockgroup | 2 |
| Census Block | 2000 |
| Census Tract | 25210 |
Source: Pinellas County records · APN C62-000-749-1949-9
Assessment roll updated December 2, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1232 HIGH BLUFF DR, LARGO, FL 33770-4036 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Jun 10, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Jun 05, 2023 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO |
| Dec 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage COGENT BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 15, 2005 · Amount on Record |
| Deed Sale | Feb 15, 2005 · Amount on Record |
| Prior Sale | Mar 07, 2002 · Amount on Record |
| Deed Doc Number | 200556043 |
| Deed Book / Page | 14117 / 2590 |
| Last Transfer Date | Jun 08, 2026 |
| Transfer Doc | 0235880900 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Jun 10, 2026 |
| Property Address | 1232 HIGH BLUFF DR, LARGO, FL 33770-4036 |
| Document Number | 0235880900 |
| Book / Page | 23588 / 900 |
| Instrument Date | Jun 08, 2026 |
| Instrument | 2026155603 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $70.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 1232 HIGH BLUFF DR, LARGO, FL 33770-4036 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 1232 HIGH BLUFF DR, LARGO, FL 33770-4036 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1232 HIGH BLUFF DR, LARGO, FL 33770-4036 |
| Document Number | 0224611099 |
|---|---|
| Date | Jun 05, 2023 |
| Book Page | 22461/1099 |
| Instrument | 2023144661 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | May 10, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 1232 HIGH BLUFF DR, LARGO, FL 33770-4036 |
| Transaction Type | Mortgage |
| Record Updated | Jan 03, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1232 HIGH BLUFF DR, LARGO, FL 33770-4036 |
| Document Number | 0218510961 |
|---|---|
| Date | Dec 15, 2021 |
| Book Page | 21851/961 |
| Instrument | 2021406143 |
| Name | COGENT BANK |
|---|---|
| Type | Bank |
| Address | ORANGE CITY, FL 32763 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2052 |
Source: Pinellas County records · Assessment roll updated December 2, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,727.00 (+5.63%) Homeowner's exemption | $363,756 (+5.99%) | $752,414 (+14.99%) Land $247,123 Building $505,291 |
| 2024 | $5,422.00 (+1.5%) | ||
| 2023 | $5,342.00 (+2.38%) Homeowner's exemption | $343,208 (+3%) | $654,320 (+9.49%) Land $330,184 Building $324,136 |
| 2022 | $5,218.00 Homeowner's exemption | $333,212 | $597,606 Land $273,675 Building $323,931 |
Source: FEMA National Flood Hazard Layer, Pinellas County (12103C), updated April 12, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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