1324 Emory Ln NW, Concord, NC 28027 Property Records

Cabarrus County property record for 1324 Emory Ln NW, Concord, NC 28027

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,668 sqft · built 2004
Lot Size0.13 acres (5,663 sqft)
OwnerIndividual Name on Record
Last Sale$189,000 (May 2005)
Tax Bill$3,267 (2023)
Deeds & MortgagesJul 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN03016A0134.000000

Property Details

APN / Parcel Number

Primary APN03016A0134.000000
Alternative APNs
  • 4681 37 1080
  • 35395

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,668 sqft Living Area
Gross Area3,204 sqft
1st Floor Area1,254 sqft
Upper Floors Area1,414 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2009
Exterior MaterialAluminum/Vinyl
Roof TypeCathedral/Clerestory
Roof MaterialComposition Shingle
Lot Area5,663 sqft (0.13 acres)
Lot Dimensions100 ft deep x 58 ft wide
Garage TypeFinished
Garage Area399 sqft
DrivewayConcrete Driveway
Driveway Area550 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area27 sqft
Patio Area110 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number35395
Street Address1324 EMORY LN NW
CityCONCORD
StateNC
Zip28027-3512
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM-2-CU
Legal DescriptionLT 134 WILLOW GLEN AT MOSS CREEK
Legal SubdivisionMOSS CREEK AREA 1
Legal Lot Number134
JurisdictionCABARRUS NC
Township / Civil Division3, ODELL
Census Block Group2
Census Block2000
Census Tract41304

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address601 CHANNELSIDE WALK WAY, 1347, TAMPA, FL 33602-6740
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 13, 2005 · Amount on Record
Deed SaleMay 13, 2005 · Amount on Record
Prior SaleJul 19, 2004 · Amount on Record
Deed Book / Page5961 / 240
Record UpdatedOct 29, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCABARRUS NC
Recording DateJul 7, 2026
Property Address1324 EMORY LN NW, CONCORD, NC 28027-3512
Document Number0000016056
Book / Page18073 / 25
Instrument DateJul 3, 2026
Instrument202616056
Transaction TypeMortgage
Record UpdatedJul 14, 2026
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address1324 EMORY LN NW, CONCORD, NC 28027-3512

Mortgage

Document Number0000016056,
DateJul 7, 2026
Book Page18073/25
Instrument202616056
Lender
NameMORTGAGE MORTGAGE
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueJul 27, 2046
Interest
Rate6.48%
Max Rate-1%

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCabarrus County
MunicipalityConcord City
Unified School DistrictCabarrus County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$420,420 (-) Land $84,000 Building $336,420
2025$420,420 (+57.01%) Land $84,000 Building $336,420
2024$420,420 (+57.01%) Land $84,000 Building $336,420
2023$3,267.00$267,760 Land $52,000 Building $215,760$267,760 Land $52,000 Building $215,760

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CONCORD
serves 120,771 people · EPA ID NC0113010
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Apr 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber
8,000 / 8,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Windstream
DSL · Fiber in parts of the area
200 / 20
T-Mobile
Fixed Wireless
100 / 20

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