1316 Emory Ln NW, Concord, NC 28027 Property Records

Cabarrus County property record for 1316 Emory Ln NW, Concord, NC 28027

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,668 sqft · built 2004
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on Record
Last Sale	$455,000 (Sep 2023)
Tax Bill	$3,486 (2023)
Deeds & Mortgages	Sep 2023 Sale Jun 2020 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`03016A0132.000000`

Property Details

APN / Parcel Number

Primary APN	`03016A0132.000000`
Alternative APNs	`4681 37 2094` `138156` `153659`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,668 sqft Living Area
Gross Area	3,204 sqft
1st Floor Area	1,254 sqft
Upper Floors Area	1,414 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2009
Exterior Material	Aluminum/Vinyl
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	100 ft deep x 58 ft wide
Garage Type	Mixed
Garage Area	399 sqft
Driveway	Concrete Driveway
Driveway Area	500 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	27 sqft
Patio Area	110 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	153659
Street Address	1316 EMORY LN NW
City	CONCORD
State	NC
Zip	28027-3512
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-2-CU
Legal Description	LT 132 WILLOW GLEN AT MOSS CREEK
Legal Subdivision	MOSS CREEK AREA 1
Legal Lot Number	132
Jurisdiction	CABARRUS NC
Township / Civil Division	3, ODELL
Census Block Group	2
Census Block	2000
Census Tract	41304

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1316 EMORY LN NW, CONCORD, NC 28027-3512
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2023	Warranty Deed, Transfer NOT AVAILABLE, NH TITLE GROUP
Jun 8, 2020	Intrafamily Transfer, Transfer
Jun 5, 2020	Warranty Deed, Transfer · Conventional with PMI TIAA FSB
Mar 29, 2018	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Feb 13, 2017	Deed of Trust, Mortgage · VA Mortgage NORTH AMERICAN SVGS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 2023 · Amount on Record
Deed Sale	Sep 19, 2023 · Amount on Record
Prior Sale	Jun 5, 2020 · Amount on Record
Deed Document Number	202319471
Deed Book / Page	16652 / 84
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Sep 19, 2023
Property Address	1316 EMORY LN NW, CONCORD, NC 28027-3512
Document Number	0001665284
Book / Page	16652 / 84
Map Reference	MB 43 PG 109
Instrument Date	Sep 12, 2023
Transaction Type	Transfer
Record Updated	Sep 29, 2023
Title Company	NOT AVAILABLE, NH TITLE GROUP

Transaction

Amount	Amount Recorded
Tax	$910.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15966 RD 15, COLUMBUS GROVE, OH 45830

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1316 EMORY LN NW, CONCORD, NC 28027-3512

June 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CABARRUS NC
Recording Date	Jun 8, 2020
Property Address	1316 EMORY LN NW, CONCORD, NC 28027-3512
Document Number	14234236
Book / Page	14234 / 236
Map Reference	MB 43 PG 109
Instrument Date	Jun 5, 2020
Transaction Type	Transfer
Record Updated	Apr 8, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Jun 5, 2020
Property Address	1316 EMORY LN NW, CONCORD, NC 28027-3512
Document Number	14230204
Book / Page	014230 / 000204
Instrument Date	Jun 5, 2020
Instrument	17089
Transaction Type	Transfer
Record Updated	Jul 29, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$577.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1316 EMORY LN NW CONCORD NC 280273512, CONCORD, NC 28027-3512

Mortgage

Document Number	14230207
Date	Jun 5, 2020
Book Page	014230/000207
Instrument	17090

Lender

Name	TIAA FSB
Address	JACKSONVILLE, FL 32202

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 4, 2050

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Mar 29, 2018
Property Address	1316 EMORY LN NW, CONCORD, NC 28027-3512
Document Number	0012938313
Book / Page	12938 / 0313
Map Reference	MB43 PG109
Instrument Date	Mar 29, 2018
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$498.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	19527 SHEARER RD, 19527, DAVIDSON, NC 28036-9701

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1316 EMORY LN NW, CONCORD, NC 28027-3512

Mortgage

Document Number	0012938315
Date	Mar 29, 2018
Instrument	12938/315

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	1316 EMORY LN NW, CONCORD, NC 28027-3512
Document Number	1236333
Book / Page	012363 / 000033
Instrument Date	Feb 13, 2017
Transaction Type	Mortgage
Record Updated	Feb 28, 2017
Title Company	TRANSTAR NATIONAL TITLE, TRANSTAR NAT'L TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1316 EMORY LN NW CONCORD NC 280273512, CONCORD, NC 28027-3512

Mortgage

Document Number	1236333
Date	Feb 17, 2017
Book Page	012363/000033
Instrument	4059

Lender

Name	NORTH AMERICAN SVGS BK
Type	Federal Savings Bank
Address	GRANDVIEW, MO 64030

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 16, 2047

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Concord City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$440,680 (-) Land $84,000 Building $356,680
2025		$440,680 (+54.23%) Land $84,000 Building $356,680
2024			$440,680 (+54.23%) Land $84,000 Building $356,680
2023	$3,486.00	$285,730 Land $52,000 Building $233,730	$285,730 Land $52,000 Building $233,730

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONCORD serves 120,771 people · EPA ID NC0113010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	200 / 20
T-Mobile Fixed Wireless	100 / 20

1316 Emory Ln NW, Concord, NC 28027 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

September 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

June 2020: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

June 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

February 2017: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Emory Ln NW

Nearby Streets

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