Seminole County property record for 1324 Ellis Fallon Loop, Oviedo, FL 32765
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,210 sqft · built 2010 |
| Lot Size | 0.377 acres (16,416 sqft) |
| Owner | Company Name on Record |
| Last Sale | $490,000 (Nov 2021) |
| Tax Bill | $6,193 (2025) |
| Deeds & Mortgages | Nov 2021 Sale & Mortgage Jan 2017 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-21-31-509-0000-0700 |
| Primary APN | 03-21-31-509-0000-0700 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,210 sqft Living Area |
| Gross Area | 2,820 sqft |
| 1st Floor Area | 2,210 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 16,416 sqft (0.377 acres) |
| Garage Type | Attached |
| Garage Area | 610 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Pool Type |
|---|---|
| Pool Area | 1 sqft |
| Porch | Open Porch |
| Porch Area | 208 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1324 ELLIS FALLON LOOP |
|---|---|
| City | OVIEDO |
| State | FL |
| Zip | 32765-5968 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | LOT 70 THE PRESERVE AT LAKE CHARM PB 73 PGS 16 - 21 |
| Legal Range | 31E |
| Legal Township | 21S |
| Legal Section | 03 |
| Legal Subdivision | THE PRESERVE AT LAKE CHARM |
| Legal Tract | 509 |
| Legal Lot Number | 70 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | OVIEDO |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 21311 |
Source: Seminole County records, as of December 29, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1324 ELLIS FALLON LOOP, OVIEDO, FL 32765-5968 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Nov 4, 2021 | Warranty Deed, Transfer · Conventional Mortgage THE MORTGAGE FIRM INC |
| Jan 3, 2017 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCIAL ONC |
| May 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TRUSTCO BANK |
| Sep 5, 2017 | Warranty Deed, Transfer · VA Mortgage MOVEMENT MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 4, 2021 · Amount on Record |
| Deed Sale | Nov 4, 2021 · Amount on Record |
| Prior Sale | Sep 5, 2017 · Amount on Record |
| Deed Document Number | 2021144779 |
| Deed Book / Page | 10086 / 1256 |
| Prior Transfer Date | Aug 22, 2011 |
| Prior Transfer Doc | 0076200520 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Nov 4, 2021 |
| Property Address | 1324 ELLIS FALLON LOOP, OVIEDO, FL 32765-5968 |
| Document Number | 0100861256 |
| Book / Page | 10086 / 1256 |
| Map Reference | MB 73 PG 16-21 |
| Instrument Date | Oct 29, 2021 |
| Instrument | 2021144779 |
| Transaction Type | Transfer |
| Record Updated | Nov 19, 2021 |
| Title Company | LEADING EDGE TTL OF CTRL FL |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,430.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 145 ILD MIMS ROAD, 145, GENEVA, FL 32732 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1324 ELLIS FALLON LOOP, OVIEDO, FL 32765-5968 |
| Document Number | 100861261 |
|---|---|
| Date | Nov 4, 2021 |
| Instrument | 10086/1261 |
| Name | THE MORTGAGE FIRM INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 1324 ELLIS FALLON LOOP, OVIEDO, FL 32765-5968 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0088350824 |
|---|---|
| Date | Jan 3, 2017 |
| Book Page | 08835/0824 |
| Instrument | 2017000007 |
| Name | AMERICAN FINANCIAL ONC |
|---|---|
| Type | Non-Lending Institution |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 1324 ELLIS FALLON LOOP, OVIEDO, FL 32765-5968 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0095990235 |
|---|---|
| Date | May 11, 2020 |
| Book Page | 9599/235 |
| Instrument | 2020048660 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Address | LONGWOOD, FL 32750 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 4, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Sep 5, 2017 |
| Property Address | 1324 ELLIS FALLON LOOP, OVIEDO, FL 32765-5968 |
| Document Number | 0089840434 |
| Book / Page | 008984 / 000434 |
| Instrument Date | Aug 31, 2017 |
| Instrument | 90037 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2017 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE/FL INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,569.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1324 ELLIS FALLON LOOP OVIEDO FL 327655968, OVIEDO, FL 32765-5968 |
| Document Number | 89840436 |
|---|---|
| Date | Sep 5, 2017 |
| Book Page | 008984/000436 |
| Instrument | 90038 |
| Name | MOVEMENT MTG |
|---|---|
| Type | Mortgage Company |
| Address | INDIAN LAND, SC 29707 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 4, 2047 |
Source: Seminole County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Municipality | Oviedo City |
| Unified School District | Seminole County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,193.00 (+23.93%) Homeowner's exemption | $409,743 (+15.89%) | $525,245 (+16.35%) Land $125,000 Building $400,245 |
| 2023 | $4,997.00 (+2.71%) Homeowner's exemption | $353,575 (+3%) | $451,424 (+0.78%) Land $112,000 Building $339,424 |
| 2022 | $4,865.00 Homeowner's exemption | $343,277 | $447,929 Land $112,000 Building $335,929 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 100 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 100 in force |
| Nearby Flood Claims | 20 (2001–2024) |
| Claims Outside the SFHA | 15 of 20 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · lower than 64% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OVIEDO serves 47,933 people · EPA ID FL3590970 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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