Seminole County property record for 1354 Ellis Fallon Loop, Oviedo, FL 32765
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,678 sqft · built 2011 |
| Lot Size | 0.397 acres (17,312 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $700,000 (Apr 2026) |
| Tax Bill | $4,882 (2025) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Apr 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-21-31-509-0000-0820 |
| Primary APN | 03-21-31-509-0000-0820 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,678 sqft Living Area |
| Gross Area | 3,288 sqft |
| 1st Floor Area | 2,678 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 17,312 sqft (0.397 acres) |
| Garage Type | Attached |
| Garage Area | 610 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 1 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 227 sqft |
| Patio Area | 1 sqft |
| Water Feature | Water Feature |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1354 ELLIS FALLON LOOP |
|---|---|
| City | OVIEDO |
| State | FL |
| Zip | 32765-5969 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | LOT 82 THE PRESERVE AT LAKE CHARM PB 73 PGS 16 - 21 |
| Legal Range | 31E |
| Legal Township | 21S |
| Legal Section | 03 |
| Legal Subdivision | THE PRESERVE AT LAKE CHARM |
| Legal Tract | 509 |
| Legal Lot Number | 82 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | OVIEDO |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 21311 |
Source: Seminole County records, as of July 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1354 ELLIS FALLON LOOP, OVIEDO, FL 32765-5969 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Apr 23, 2026 | Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Apr 23, 2026 | Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 23, 2026 · Amount on Record |
| Deed Sale | Apr 23, 2026 · Amount on Record |
| Prior Sale | Jan 19, 2012 |
| Deed Document Number | 202640434 |
| Deed Book / Page | 11025 / 909 |
| Prior Transfer Date | Apr 6, 2016 |
| Prior Transfer Doc | 0086690074 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Apr 23, 2026 |
| Property Address | 1354 ELLIS FALLON LOOP, OVIEDO, FL 32765-5969 |
| Document Number | 0000040434 |
| Book / Page | 11025 / 909 |
| Instrument Date | Apr 23, 2026 |
| Instrument | 2026.40434 |
| Transaction Type | Transfer |
| Record Updated | May 6, 2026 |
| Title Company | PENNYMAC LOAN SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $494,900.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1354 ELLIS FALLON LOOP, OVIEDO, FL 32765-5969 |
| Document Number | 0000040435, |
|---|---|
| Date | Apr 23, 2026 |
| Instrument | 2026..40435 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Apr 23, 2026 |
| Property Address | 1354 ELLIS FALLON LOOP, OVIEDO, FL 32765-5969 |
| Document Number | 0110250909 |
| Book / Page | 11025 / 909 |
| Instrument Date | Apr 23, 2026 |
| Instrument | 202640434 |
| Transaction Type | Transfer |
| Record Updated | Jul 6, 2026 |
| Title Company | PENNYMAC LOAN SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $494,900.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1354 ELLIS FALLON LOOP, OVIEDO, FL 32765-5969 |
| Document Number | 0000040435, |
|---|---|
| Date | Apr 23, 2026 |
| Instrument | 202640435 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Seminole County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Municipality | Oviedo City |
| Unified School District | Seminole County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,882.00 (+12.23%) Homeowner's exemption | $331,608 (+5.99%) | $587,364 (+7.89%) Land $125,000 Building $462,364 |
| 2023 | $4,350.00 (+2.76%) Homeowner's exemption | $312,876 (+3%) | $544,394 (+0.77%) Land $112,000 Building $432,394 |
| 2022 | $4,233.00 Homeowner's exemption | $303,763 | $540,251 Land $112,000 Building $428,251 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 100 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 100 in force |
| Nearby Flood Claims | 20 (2001–2024) |
| Claims Outside the SFHA | 15 of 20 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · lower than 64% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OVIEDO serves 47,933 people · EPA ID FL3590970 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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