McLean County property record for 1324 E Grove St, Bloomington, IL 61701
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,774 sqft · built 1925 |
| Lot Size | 0.314 acres (13,658 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $377,000 (Aug 2023) |
| Tax Bill | $7,717 (2024) |
| Deeds & Mortgages | Aug 2023 Sale & Mortgage Nov 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-03-405-037 |
| Primary APN | 21-03-405-037 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,774 sqft Living Area |
| Gross Area | 2,984 sqft |
| 1st Floor Area | 1,242 sqft |
| Attic | Attic |
| Attic Area | 500 sqft |
| Basement Area | 210 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Asphalt |
| Lot Area | 13,658 sqft (0.314 acres) |
| Lot Dimensions | 272 ft deep x 50 ft wide |
| View / Lot | Lake Front |
| Garage Type | Detached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Deck Area | 203 sqft |
| Greenhouse | Greenhouse |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 1324 E GROVE ST |
|---|---|
| City | BLOOMINGTON |
| State | IL |
| Zip | 61701-4215 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B |
| Legal Description | WH KREITZERS SUB E1/2 LOT 20 |
| Legal Range | 02E |
| Legal Township | 23N |
| Legal Section | 03 |
| Legal Subdivision | WH KREITZERS SUB |
| Legal Lot Number | 20 |
| Jurisdiction | MCLEAN IL |
| Township / Civil Division | BLOOMINGTON CITY |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 1800 |
Source: McLean County records · APN 21-03-405-037
Assessment roll updated April 8, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1324 E GROVE ST, BLOOMINGTON, IL 61701-4215 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Aug 28, 2023 | Deed, Transfer · Conventional Mortgage NAVY FCU |
| Nov 26, 2019 | Deed of Trust, Mortgage · Line of Credit HEARTLAND BANK & TRUST CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 28, 2023 · Amount on Record |
| Deed Sale | Aug 28, 2023 · Amount on Record |
| Deed Document Number | 202311354 |
| Prior Transfer Date | Dec 04, 2015 |
| Prior Transfer Doc | 0000000943 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MCLEAN IL |
| Recording Date | Aug 28, 2023 |
| Property Address | 1324 E GROVE ST, BLOOMINGTON, IL 61701-4215 |
| Document Number | 202300011354 |
| Instrument Date | Aug 17, 2023 |
| Instrument | 2023-00011354 |
| Transaction Type | Transfer |
| Record Updated | Sep 07, 2023 |
| Title Company | ALLIANCE LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $377.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1324 E GROVE ST, BLOOMINGTON, IL 61701-4215 |
| Document Number | 202300011355 |
|---|---|
| Date | Aug 28, 2023 |
| Instrument | 2023-00011355 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Sep 01, 2026 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.25% |
| Max Rate At Change | 7.25% |
| Index | 5-Year CMT |
| Margin | 2 |
| Max Rate | 10.2% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLEAN IL |
| Property Address | 1324 E GROVE ST, BLOOMINGTON, IL 61701-4215 |
| Transaction Type | Mortgage |
| Record Updated | Dec 06, 2019 |
| Name | Verified Name |
|---|
| Document Number | 201900019623 |
|---|---|
| Date | Nov 26, 2019 |
| Instrument | 2019-00019623 |
| Name | HEARTLAND BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | BLOOMINGTON, IL 61702 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.75% |
| Change Frequency | Monthly |
| Min Rate At Change | 4.5% |
| Max Rate | 18% |
Source: McLean County records · Assessment roll updated April 8, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Bloomington City |
| County | McLean County |
| County Subdivision | Bloomington City Township |
| Unified School District | Bloomington School District 87 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $114,098 (+23.68%) Land $19,948 Building $94,150 | $342,294 (+23.68%) Land $59,844 Building $282,450 | |
| 2024 | $7,717.00 (+7.06%) | ||
| 2023 | $7,208.00 (+4.57%) | $92,249 (+5.9%) Land $16,128 Building $76,121 | $276,747 (+5.9%) Land $48,384 Building $228,363 |
| 2022 | $6,893.00 | $87,107 Land $15,229 Building $71,878 | $261,321 Land $45,687 Building $215,634 |
Source: FEMA National Flood Hazard Layer as of June 27, 2019 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Benton Ridge Telephone Company, Pavlov Media.
Based on FCC filings for 312 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | BLOOMINGTON serves 79,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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