1323 E Grove St, Bloomington, IL 61701 Property Records

McLean County property record for 1323 E Grove St, Bloomington, IL 61701

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 4,416 sqft · built 1925
Lot Size	0.423 acres (18,409 sqft)
Owner	Individual Name on Record
Last Sale	$550,000 (Dec 2009)
Tax Bill	$11,873 (2024)
Deeds & Mortgages	Jan 2021 Line of Credit Jan 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`21-03-455-001`

Property Details

APN / Parcel Number

Primary APN	`21-03-455-001`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	4,416 sqft Living Area
Gross Area	4,920 sqft
1st Floor Area	2,106 sqft
Attic	Attic
Attic Area	249 sqft
Basement Area	954 sqft
Finished Basement	450 sqft
Unfinished Basement	504 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Exterior Material	Brick
Roof Material	Tile
Lot Area	18,409 sqft (0.423 acres)
Lot Dimensions	175 ft deep x 104 ft wide
View / Lot	Lake Front
Garage Type	Detached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1323 E GROVE ST
City	BLOOMINGTON
State	IL
Zip	61701-4257
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	SCHROEDERS 2ND ADD LOT 3 & 4
Legal Range	02E
Legal Township	23N
Legal Section	03
Legal Subdivision	SCHROEDERS 2ND ADD
Legal Lot Number	3,4
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	1
Census Block	1009
Census Tract	1800

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1323 E GROVE ST, BLOOMINGTON, IL 61701-4257
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2021	Deed of Trust, Mortgage · Line of Credit BUSEY BANK00000
Jan 18, 2018	Deed of Trust, Mortgage HEARTLAND BANK & TRUST CO
Sep 30, 2020	Deed of Trust, Mortgage · Line of Credit HEARTLAND BANK & TRUST CO
Jun 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage BUSEY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 21, 2009 · Amount on Record
Deed Sale	Dec 21, 2009 · Amount on Record
Deed Document Number	200938782
Last Transfer Date	Sep 21, 2010
Transfer Doc	0000023312
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	1323 E GROVE ST, BLOOMINGTON, IL 61701-4257
Transaction Type	Mortgage
Record Updated	Feb 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100002070
Date	Jan 28, 2021
Instrument	2021-00002070

Lender

Name	BUSEY BANK00000
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jan 12, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	1323 E GROVE ST, BLOOMINGTON, IL 61701-4257
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800001294
Date	Jan 18, 2018
Instrument	2018-00001294

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank
Address	BLOOMINGTON, IL 61702

Agreement

Amount	Amount Recorded

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	1323 E GROVE ST, BLOOMINGTON, IL 61701-4257
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000020201
Date	Sep 30, 2020
Instrument	2020-00020201

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank
Address	BLOOMINGTON, IL 61702

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	1323 E GROVE ST, BLOOMINGTON, IL 61701-4257
Transaction Type	Mortgage
Record Updated	Jul 8, 2020
Title Company	MCLEAN COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000011837
Date	Jun 29, 2020
Instrument	2020-00011837

Lender

Name	BUSEY BANK
Type	Bank
Address	CHAMPAIGN, IL 61820

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jul 1, 2030

Interest

Rate Type	Fixed Rate
Rate	2.75%

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	Bloomington School District 87 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$171,899 (+23.68%) Land $22,254 Building $149,645	$515,697 (+23.68%) Land $66,762 Building $448,935
2024	$11,873.00 (+6.83%)
2023	$11,114.00	$138,983 Land $17,992 Building $120,991	$416,949 Land $53,976 Building $362,973

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Pavlov Media, Watch TV.

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