1324 E 4th St, Ottumwa, IA 52501 Property Records

Wapello County property record for 1324 E 4th St, Ottumwa, IA 52501

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,144 sqft · built 1931
Lot Size	0.148 acres (6,440 sqft)
Owner	Individual Name on Record
Last Sale	$115,000 (Sep 2021)
Tax Bill	$2,138 (2026)
Deeds & Mortgages	Jun 2021 Mortgage Jul 2009 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`007410280021000`

Property Details

APN / Parcel Number

Primary APN	`007410280021000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,144 sqft Living Area
Basement Area	1,144 sqft
Unfinished Basement	1,144 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1931
Effective Year Built	Effective 1931
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,440 sqft (0.148 acres)
Lot Dimensions	140 ft deep x 46 ft wide
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	128 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	1324 E 4TH ST
City	OTTUMWA
State	IA
Zip	52501-3212
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CITY VIEW ALTERATION LOT 1 BLK 3 (1324 E FOURTH)
Legal Subdivision	CITY VIEW ALTERATION
Legal Block	3,1324
Legal Lot Number	1
Jurisdiction	WAPELLO IA
Township / Civil Division	CENTER
Census Block Group	3
Census Block	3033
Census Tract	960400

Owner

Source: Wapello County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1324 E 4TH ST, OTTUMWA, IA 52501-3212
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC
Jul 28, 2009	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Aug 19, 2014	Deed of Trust, Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Dec 15, 2008	Deed of Trust, Mortgage · Stand-Alone First Mortgage MIDWESTONE BANK
Sep 28, 2021	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MTG CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2021 · Amount on Record
Deed Sale	Sep 28, 2021 · Amount on Record
Prior Sale	Jul 28, 2009 · Amount on Record
Deed Book / Page	2021 / 4530
Prior Transfer Date	Jul 15, 2008
Prior Transfer Doc	2008/3714
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAPELLO IA
Property Address	1324 E 4TH ST, OTTUMWA, IA 52501-3212
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02021/3060
Date	Jun 30, 2021
Book Page	2021/3060
Instrument	2021 3060

Lender

Name	QUICKEN LOANS INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2036

Interest

Rate Type	Fixed Rate

July 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAPELLO IA
Property Address	1324 E 4TH ST, OTTUMWA, IA 52501-3212
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02009/3497
Date	Jul 28, 2009
Book Page	2009/3497
Instrument	2009 3497

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2039

August 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAPELLO IA
Property Address	1324 E 4TH ST, OTTUMWA, IA 52501-3212
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02014/3463
Date	Aug 19, 2014
Book Page	2014/3463
Instrument	2014 3463

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Amount	Amount Recorded
Term	359 Months
Due	Jul 1, 2044

December 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAPELLO IA
Property Address	1324 E 4TH ST, OTTUMWA, IA 52501-3212
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02008/5945
Date	Dec 15, 2008
Book Page	2008/5945
Instrument	2008 5945

Lender

Name	MIDWESTONE BANK
Type	Bank
Address	OTTUMWA, IA 52501

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	6 Months
Due	Jun 1, 2009

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAPELLO IA
Recording Date	Sep 28, 2021
Property Address	1324 E 4TH ST, OTTUMWA, IA 52501-3212
Document Number	02021/4530
Book / Page	2021 / 4530
Instrument Date	Sep 23, 2021
Instrument	2021 4530
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$183.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1324 E 4TH ST, OTTUMWA, IA 52501-3212

Mortgage

Document Number	0020214531
Date	Sep 28, 2021
Instrument	2021 4531

Lender

Name	FAIRWAY INDEPENDENT MTG CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Wapello County assessment roll, as of October 9, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Wapello County
Municipality	Ottumwa City
Unified School District	Ottumwa Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,138.00 (+0.47%)	$107,030 (-) Land $6,760 Building $100,270	$107,030 (-) Land $6,760 Building $100,270
2025		$107,030 (+9.09%) Land $6,760 Building $100,270	$107,030 (+9.09%) Land $6,760 Building $100,270
2024	$2,128.00 (+15.78%)
2023		$98,110 (+27.47%) Land $6,760 Building $91,350	$98,110 (+27.47%) Land $6,760 Building $91,350
2022	$1,838.00	$76,970 Land $6,760 Building $70,210
2021			$76,970 Land $6,760 Building $70,210

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 28, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Iowa
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTTUMWA WATER WORKS serves 25,529 people · EPA ID IA9083012
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
MCG Fiber	2,000 / 2,000
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000

May also be available: Verizon.

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