1310 E 4th St, Ottumwa, IA 52501 Property Records

Wapello County property record for 1310 E 4th St, Ottumwa, IA 52501

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,616 sqft · built 1914
Lot Size	0.148 acres (6,440 sqft)
Owner	2 Individual Names on Record
Last Sale	$65,000 (Oct 2019)
Tax Bill	$1,634 (2026)
Deeds & Mortgages	Feb 2018 Reverse Mortgage Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`007410280025000`

Property Details

APN / Parcel Number

Primary APN	`007410280025000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,616 sqft Living Area
1st Floor Area	784 sqft
Basement Area	784 sqft
Unfinished Basement	784 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1914
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Metal
Lot Area	6,440 sqft (0.148 acres)
Lot Dimensions	140 ft deep x 46 ft wide
Garage Type	Detached
Garage Area	216 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	148 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	1310 E 4TH ST
City	OTTUMWA
State	IA
Zip	52501-3212
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CITY VIEW ALTERATION LOT 5 BLK 3 (1310 E 4TH)
Legal Subdivision	CITY VIEW ALTERATION
Legal Block	3,1310
Legal Lot Number	5
Jurisdiction	WAPELLO IA
Township / Civil Division	CENTER
Census Block Group	3
Census Block	3033
Census Tract	960400

Owner

Source: Wapello County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1310 E 4TH ST, OTTUMWA, IA 52501-3212
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2018	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GOURP
Oct 11, 2019	Executor's Deed, Transfer · Stand-Alone First Mortgage COMMUNITY 1ST CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 11, 2019 · Amount on Record
Deed Sale	Oct 11, 2019 · Amount on Record
Deed Document Number	20193746
Deed Book / Page	2019 / 3746
Record Updated	Oct 29, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAPELLO IA
Property Address	1310 E 4TH ST, OTTUMWA, IA 52501-3212
Transaction Type	Mortgage
Record Updated	Dec 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002018/0000000686
Date	Feb 20, 2018
Book Page	0000002018/0000000686

Lender

Name	AMERICAN ADVISORS GOURP
Type	Reverse Mortgage Lender

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.7%
Type Change Date	Feb 1, 2019
Index	1-Year LIBOR

October 2019: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	WAPELLO IA
Recording Date	Oct 11, 2019
Property Address	1310 E 4TH ST, OTTUMWA, IA 52501-3212
Document Number	2019/3746
Book / Page	2019 / 3746
Instrument Date	Sep 27, 2019
Instrument	3746
Transaction Type	Transfer
Record Updated	Oct 28, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1310 E 4TH ST, OTTUMWA, IA 52501-3212

Mortgage

Document Number	02019/3747
Date	Oct 11, 2019
Book Page	2019/3747
Instrument	3747

Lender

Name	COMMUNITY 1ST CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Wapello County assessment roll, as of October 9, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Wapello County
Municipality	Ottumwa City
Unified School District	Ottumwa Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,634.00 (+0.49%)	$92,690 (-) Land $6,760 Building $85,930	$92,690 (-) Land $6,760 Building $85,930
2025		$92,690 (+8.79%) Land $6,760 Building $85,930	$92,690 (+8.79%) Land $6,760 Building $85,930
2024	$1,626.00 (+16.98%)
2023		$85,200 (+27.05%) Land $6,760 Building $78,440	$85,200 (+27.05%) Land $6,760 Building $78,440
2022	$1,390.00	$67,060 Land $6,760 Building $60,300
2021			$67,060 Land $6,760 Building $60,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 28, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTTUMWA WATER WORKS serves 25,529 people · EPA ID IA9083012
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
MCG Fiber	2,000 / 2,000
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000

May also be available: Verizon.

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