Cook County property record for 1324 Derby St, Wheeling, IL 60090
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,600 sqft · built 1987 |
| Lot Size | 0.161 acres (7,007 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $200,000 (May 2019) |
| Tax Bill | $8,195 (2023) |
| Deeds & Mortgages | Jul 2021 Mortgage Jan 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-15-409-015 |
| Primary APN | 03-15-409-015 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,600 sqft Living Area |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Multi-Level |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 7,007 sqft (0.161 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1324 DERBY ST |
|---|---|
| City | WHEELING |
| State | IL |
| Zip | 60090-5935 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Range | 11E |
| Legal Township | 42N |
| Legal Section | 15 |
| Legal Subdivision | POLO RUN 02 |
| Legal Lot Number | 119 |
| Jurisdiction | COOK IL |
| Township / Civil Division | WHEELING |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 803014 |
Source: Cook County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1324 DERBY ST, WHEELING, IL 60090-5935 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SOLUTIONS FINANCIAL MORTGAGE COMPANY |
| Jan 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SOLUTIONS FIN'L MTG |
| May 14, 2019 | Warranty Deed, Transfer · Conventional with PMI SOLUTIONS FIN'L MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 14, 2019 · Amount on Record |
| Deed Sale | May 14, 2019 · Amount on Record |
| Prior Sale | Jun 12, 2002 · Amount on Record |
| Deed Document Number | 201957067 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 1324 DERBY ST, WHEELING, IL 60090-5935 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2021 |
| Title Company | NATIONAL TITLE SOLUTIONS INC |
| Name | Verified Name |
|---|
| Document Number | 0021020182 |
|---|---|
| Date | Jul 29, 2021 |
| Instrument | 2121020182 |
| Name | SOLUTIONS FINANCIAL MORTGAGE COMPANY |
|---|---|
| Type | Mortgage Company |
| Address | GLENVIEW, IL 60026 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 1, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 1324 DERBY ST, WHEELING, IL 60090-5935 |
| Document Number | 2002222037 |
| Instrument Date | Jan 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 1324 DERBY ST WHEELING IL 600905935, WHEELING, IL 60090-5935 |
| Document Number | 2002222037 |
|---|---|
| Date | Jan 22, 2020 |
| Instrument | 2222037 |
| Name | SOLUTIONS FIN'L MTG |
|---|---|
| Type | Mortgage Company |
| Address | GLENVIEW, IL 60026-8021 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 21, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.87% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | May 14, 2019 |
| Property Address | 1324 DERBY ST, WHEELING, IL 60090-5935 |
| Document Number | 1913457067 |
| Instrument Date | Apr 18, 2019 |
| Instrument | 13457067 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2019 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $200.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1324 DERBST WHEELING IL 60090, WHEELING, IL 60090 |
| Document Number | 1913457068 |
|---|---|
| Date | May 14, 2019 |
| Instrument | 13457068 |
| Name | SOLUTIONS FIN'L MTG |
|---|---|
| Type | Mortgage Company |
| Address | GLENVIEW, IL 60026 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 13, 2049 |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Wheeling Township |
| Municipality | Wheeling Village |
| Secondary School District | Township High School District 214 (09 - 12) |
| Elementary School District | Prospect Heights School District 23 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $38,000 (+29.31%) Land $9,109 Building $28,891 | $380,000 (+29.31%) Land $91,090 Building $288,910 | |
| 2023 | $8,195.00 (-1.81%) | ||
| 2022 | $8,346.00 | $29,387 Land $7,707 Building $21,680 | $293,870 Land $77,070 Building $216,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WHEELING serves 39,725 people · EPA ID IL0314970 |
|---|---|
| Water Source | Purchased surface water from NORTHWEST WATER COMMISSION |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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