1304 Derby St, Wheeling, IL 60090 Property Records

Cook County property record for 1304 Derby St, Wheeling, IL 60090

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,821 sqft · built 1986
Lot Size0.175 acres (7,626 sqft)
OwnerIndividual Name on Record
Last Sale$342,500 (Jul 2020)
Tax Bill$8,244 (2023)
Deeds & MortgagesJul 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN03-15-409-013

Property Details

APN / Parcel Number

Primary APN03-15-409-013
Alternative APN
  • 03-15-409-013-0000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,821 sqft Living Area

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1987
Architectural StyleMulti-Level
Exterior MaterialWood
Construction TypeFrame
Foundation TypeNo Foundation
Roof MaterialAsphalt
Lot Area7,626 sqft (0.175 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address1304 DERBY ST
CityWHEELING
StateIL
Zip60090-5935
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPART SE4 S15 T42N R11E 3P
Legal Range11E
Legal Township42N
Legal Section15
Legal SubdivisionPOLO RUN UNIT 02
Legal Lot Number117
JurisdictionCOOK IL
Township / Civil DivisionWHEELING
Census Block Group2
Census Block2003
Census Tract803014

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1304 DERBY ST, WHEELING, IL 60090-5935
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 16, 2020 · Amount on Record
Deed SaleJul 16, 2020 · Amount on Record
Deed Document Number202062017
Record UpdatedSep 20, 2026

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOOK IL
Recording DateJul 16, 2020
Property Address1304 DERBY ST, WHEELING, IL 60090-5935
Document Number2019862017
Instrument DateMay 13, 2020
Instrument19862017
Transaction TypeTransfer
Record UpdatedJul 30, 2020
Title CompanyNEAR NORTH NATIONAL TITLE, NEAR NORTH NAT'L TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$343.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1852 S MORRIS HILL DR #2B MOUNT PROSPECT IL 600565640, 2B, MOUNT PROSPECT, IL 60056-5640

Mortgage

Document Number2019862018
DateJul 16, 2020
Instrument19862018
Lender
NameWELLS FARGO BK
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 15, 2050

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionWheeling Township
MunicipalityWheeling Village
Secondary School DistrictTownship High School District 214 (09 - 12)
Elementary School DistrictProspect Heights School District 23 (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$40,000 (+21.22%) Land $9,914 Building $30,086$400,000 (+21.22%) Land $99,140 Building $300,860
2023$8,244.00 (-1.86%)
2022$8,400.00$32,999 Land $8,388 Building $24,611$329,990 Land $83,880 Building $246,110

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 79% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWHEELING
serves 39,725 people · EPA ID IL0314970
Water SourcePurchased surface water from NORTHWEST WATER COMMISSION
Last State InspectionJul 2025
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Jun 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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