1324 Delaware Dr, Georgetown, KY 40324 Property Records

Scott County property record for 1324 Delaware Dr, Georgetown, KY 40324

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,040 sqft
Owner	Individual Name on File
Last Sale	$90,500 (Sep 2011)
Tax Bill	$1,370 (2025)
Deeds & Mortgages	Jul 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`168-20-147.000`

Property Details

APN / Parcel Number

Primary APN	`168-20-147.000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,040 sqft Living Area

Exterior

Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1324 DELAWARE DR
City	GEORGETOWN
State	KY
Zip	40324-1406
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MT VERNON ESTATES
Legal Subdivision	MT VERNON ESTATES
Legal Phase	2A
Legal Block	D
Legal Lot Number	6
Jurisdiction	SCOTT KY
Township / Civil Division	GEORGETOWN
Census Block Group	1
Census Block	1006
Census Tract	40210

Owner

Source: Scott County records · APN 168-20-147.000

Assessment roll updated April 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1324 DELAWARE DR, GEORGETOWN, KY 40324-1406
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 09, 2011 · Amount on Record
Deed Sale	Sep 09, 2011 · Amount on Record
Prior Sale	Apr 21, 2011 · Amount on Record
Deed Document Number	215194
Deed Book / Page	D339 / 848
Record Updated	Jun 08, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	1324 DELAWARE DR, GEORGETOWN, KY 40324-1406
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M1403/470
Date	Jul 26, 2018
Book Page	M1403/470
Instrument	389545

Lender

Name	L&N FCU
Type	Credit Union
Address	FRANKFORT, KY 40602

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Scott County records · Assessment roll updated April 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Scott County
Municipality	Georgetown City
Unified School District	Scott County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,370.00 (+9.42%)	$153,900 (+11.44%)	$153,900 (+11.44%)
2023	$1,252.00 (+16.57%)	$138,100 (+11.55%) Land $32,000 Building $106,100	$138,100 (+11.55%) Land $32,000 Building $106,100
2022	$1,074.00	$123,800 Land $25,000 Building $98,800	$123,800 Land $25,000 Building $98,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Scott County (21209C), as of November 20, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 461 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system KY1050157, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.