1309 Delaware Dr, Georgetown, KY 40324 Property Records

Scott County property record for 1309 Delaware Dr, Georgetown, KY 40324

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,134 sqft
Lot Size0.183 acres (7,993 sqft)
OwnerIndividual Name on Record
Last Sale$168,000 (Aug 2020)
Tax Bill$1,766 (2025)
Deeds & MortgagesJan 2026 Transfer
Aug 2020 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN168-20-120.000

Property Details

APN / Parcel Number

Primary APN168-20-120.000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,134 sqft Living Area
1st Floor Area567 sqft
Basement Area1,134 sqft
Finished Basement1,134 sqft

Exterior

Exterior MaterialBrick
Foundation TypeBlock
Lot Area7,993 sqft (0.183 acres)
Garage TypeCarport
Garage Area270 sqft
CarportCarport
Carport Area270 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address1309 DELAWARE DR
CityGEORGETOWN
StateKY
Zip40324-1405
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMT VERNON ESTATES
Legal SubdivisionMT VERNON ESTATES
Legal Phase2A
Legal BlockC
Legal Lot Number61
JurisdictionSCOTT KY
Township / Civil DivisionGEORGETOWN
Census Block Group1
Census Block1004
Census Tract40210

Owner

Source: Scott County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1309 DELAWARE DR, GEORGETOWN, KY 40324-1405
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 5, 2026Intrafamily Transfer, Transfer
Aug 17, 2020Warranty Deed, Transfer · FHA Mortgage
FIRST SAVINGS BANK
May 5, 2017Deed, Transfer · USDA Mortgage
USDA
May 19, 2005Deed, Transfer · Conventional Mortgage
WHITAKER BANK INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 17, 2020 · Amount on Record
Deed SaleAug 17, 2020 · Amount on Record
Prior SaleMay 5, 2017 · Amount on Record
Deed Document Number2020420252
Deed Book / Page416 / 657
Last Transfer DateNov 17, 2025
Transfer Doc0000566496
Record UpdatedOct 29, 2026

January 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSCOTT KY
Recording DateJan 5, 2026
Property Address1309 DELAWARE DR, GEORGETOWN, KY 40324-1405
Document Number000D463/84
Book / PageD463 / 84
Map ReferenceMB 4 PG 184
Instrument DateNov 17, 2025
Instrument566496
Transaction TypeTransfer
Record UpdatedJun 29, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address105 POST OAK PATH APT 31, 31, GEORGETOWN, KY 40324-8846

Transferred To (Grantee/Buyer)

NameVerified Name
Address1309 DELAWARE DR, GEORGETOWN, KY 40324-1405

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCOTT KY
Recording DateAug 17, 2020
Property Address1309 DELAWARE DR, GEORGETOWN, KY 40324-1405
Document Number00D416/657
Book / PageD416 / 657
Map ReferenceMB 4 PG M SL 184
Instrument DateAug 12, 2020
Instrument420252
Transaction TypeTransfer
Record UpdatedJun 29, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$168.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3118 MUDDY CREEK RD, WINCHESTER, KY 40391-9311

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1309 DELAWARE DR, GEORGETOWN, KY 40324-1405

Mortgage

Document Number0000420253
DateAug 17, 2020
Instrument420253
Lender
NameFIRST SAVINGS BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2050

May 2017: Deed, Transfer

Document TypeDeed
JurisdictionSCOTT KY
Recording DateMay 5, 2017
Property Address1309 DELAWARE DR, GEORGETOWN, KY 40324-1405
Document Number00D386/776
Book / PageD386 / 776
Map ReferenceMB4 PG M SL184
Instrument DateMay 3, 2017
Instrument368484
Transaction TypeTransfer
Record UpdatedJun 29, 2026
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$118.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address161 CARRIAGE LN, GEORGETOWN, KY 40324-8836

Transferred To (Grantee/Buyer)

NameVerified Name
Address1309 DELAWARE DR, GEORGETOWN, KY 40324-1405
InvestorPossibly a Property Investor

Mortgage

Document Number0M1336/077
DateMay 5, 2017
Book PageM1336/077
Instrument368485
Lender
NameUSDA
TypeGovernment Agency
AddressSAINT LOUIS, MO 63166
Agreement
TypeUSDA Mortgage
AmountAmount Recorded
Term396 Months
DueMay 3, 2050

May 2005: Deed, Transfer

Document TypeDeed
JurisdictionSCOTT KY
Recording DateMay 19, 2005
Property Address1309 DELAWARE DR, GEORGETOWN, KY 40324-1405
Document Number00D291/580
Book / PageD291 / 580
Map ReferenceMB4 PG M SL184
Instrument DateMay 18, 2005
Instrument128293
Transaction TypeTransfer
Record UpdatedJun 29, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address103 OCONNER CT, GEORGETOWN, KY 40324-2091

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address124 GREENWING CT, GEORGETOWN, KY 40324-9010

Mortgage

Document Number00M720/658
DateMay 19, 2005
Book PageM720/658
Instrument128294
Lender
NameWHITAKER BANK INC
TypeBank
AddressLEXINGTON, KY 40555
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2035

Tax Assessment & Valuation

Source: Scott County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateKentucky
CountyScott County
MunicipalityGeorgetown City
Unified School DistrictScott County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$198,300 (-)$198,300 (-)
2025$1,766.00 (+7.55%)$198,300 (+9.44%)$198,300 (+9.44%)
2023$1,642.00 (+12.7%)$181,200 (+7.86%) Land $32,000 Building $149,200$181,200 (+7.86%) Land $32,000 Building $149,200
2022$1,457.00$168,000 Land $25,000 Building $143,000$168,000 Land $25,000 Building $143,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGEORGETOWN MUNICIPAL WATER SERVICE
serves 44,608 people · EPA ID KY1050157
Water SourceSurface water
Last State InspectionAug 2025
Lead5 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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