1324 Clay St, Franklin, VA 23851 Property Records

Franklin City property record for 1324 Clay St, Franklin, VA 23851 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,950 sqft · built 1969
Lot Size	0.606 acres (26,397 sqft)
Owner	Individual Name on File
Last Sale	$290,000 (Dec 2022)
Tax Bill	$3,348 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage
APN	`087 022 5`

Property Details

APN / Parcel Number

Primary APN	`087 022 5`
Alternative APN	`2822`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,950 sqft Living Area
Gross Area	2,708 sqft
1st Floor Area	1,950 sqft
Attic	Attic
Attic Area	400 sqft
Flooring	Softwood
Interior Walls	Paneling

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1991
Exterior Material	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	26,397 sqft (0.606 acres)
Lot Dimensions	220 ft deep x 120 ft wide
Terrain	Wooded
Garage Type	Detached
Garage Area	740 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	338 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	2822
Street Address	1324 CLAY ST
City	FRANKLIN
State	VA
Zip	23851-2702
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 MRS JAMES I BEALE JR ET ALS PLAT CLAY ST 087-(022)-5
Legal Lot Number	5
Jurisdiction	FRANKLIN CITY VA
Township / Civil Division	FRANKLIN
Census Block Group	2
Census Block	2036
Census Tract	90100

Owner

Source: Franklin City records · APN 087 022 5

Assessment roll updated April 23, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1324 CLAY ST, FRANKLIN, VA 23851-2702
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 15, 2022 · Amount on Record
Deed Sale	Dec 15, 2022 · Amount on Record
Prior Sale	Jul 30, 2013 · Amount on Record
Deed Document Number	20223303
Record Updated	Jun 08, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN CITY VA
Recording Date	Dec 15, 2022
Property Address	1324 CLAY ST, FRANKLIN, VA 23851-2702
Document Number	0220003303
Instrument Date	Dec 13, 2022
Instrument	220003303
Transaction Type	Transfer
Record Updated	Feb 01, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1324 CLAY ST, FRANKLIN, VA 23851-2702

Mortgage

Document Number	0220003304
Date	Dec 15, 2022
Instrument	220003304

Lender

Name	MOVEMENT MORTGAGE LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Franklin City records · Assessment roll updated April 23, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Franklin City
Unified School District	Franklin City Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,348.00 (+66.82%)	$325,100 (+33.29%) Land $60,000 Building $265,100	$325,100 (+33.29%) Land $60,000 Building $265,100
2023		$243,900 Land $51,000 Building $192,900	$243,900 Land $51,000 Building $192,900
2019	$2,007.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 516200901002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	9 (1992–2011)
Claims Outside the SFHA	3 of 9
Most Recent Claim	Aug 2011, river or lake flooding, Hurricane Irene
Claims By Storm	Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 29% of Virginia
Wildfire Likelihood	About 1 in 7,143 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 183 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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