1320 Clay St, Franklin, VA 23851 Property Records

Franklin City property record for 1320 Clay St, Franklin, VA 23851

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,359 sqft · built 1967
Lot Size	1.33 acres (58,022 sqft)
Owner	2 Individual Names on File
Last Sale	$389,900 (Feb 2026)
Tax Bill	$2,987 (2025)
APN	`087 023 15A,16`

Property Details

APN / Parcel Number

Primary APN	`087 023 15A,16`
Alternative APN	`2385`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	3,359 sqft Living Area
Gross Area	3,420 sqft
1st Floor Area	3,359 sqft
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1990
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	58,022 sqft (1.33 acres)
Lot Dimensions	290 ft deep x 200 ft wide
Porch	Porch
Porch Area	61 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	2385
Street Address	1320 CLAY ST
City	FRANKLIN
State	VA
Zip	23851-2702
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RO
Legal Description	LOT 16 & PART 15 J L CAMP EST CLAY ST 087-(023)-15A 16
Legal Subdivision	J L CAMP ESTATE
Legal Lot Number	16
Jurisdiction	FRANKLIN CITY VA
Township / Civil Division	FRANKLIN
Census Block Group	2
Census Block	2036
Census Tract	90100

Owner

Source: Franklin City assessment roll, APN 087 023 15A,16, as of April 23, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1320 CLAY ST, FRANKLIN, VA 23851-2702
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 19, 2026 · Amount on Record
Deed Sale	Feb 19, 2026 · Amount on Record
Prior Sale	Jan 27, 2025 · Amount on Record
Deed Document Number	2026491
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Franklin City assessment roll as of April 23, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Franklin City
Unified School District	Franklin City Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,987.00 (+47.36%)	$290,000 (+27.98%) Land $61,700 Building $228,300	$290,000 (+27.98%) Land $61,700 Building $228,300
2023		$226,600 Land $60,900 Building $165,700	$226,600 Land $60,900 Building $165,700
2019	$2,027.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 516200901002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	9 (1992–2011)
Claims Outside the SFHA	3 of 9
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 183 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system VA3620350, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF FRANKLIN serves 9,000 people
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.