1324 Bell Dr, Cosmopolis, WA 98537 Property Records

Grays Harbor County property record for 1324 Bell Dr, Cosmopolis, WA 98537

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,912 sqft · built 1972
Lot Size	0.231 acres (10,080 sqft)
Owner	Individual Name on Record
Last Sale	$154,500 (Aug 2014)
Tax Bill	$3,391 (2026)
Deeds & Mortgages	Mar 2021 Line of Credit Apr 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`033001600000`

Property Details

APN / Parcel Number

Primary APN	`033001600000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,912 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Multi-Level
Foundation Type	Concrete
Roof Material	Wood Shingle
Lot Area	10,080 sqft (0.231 acres)
Garage Area	1,157 sqft
Parking Spaces	2 Parking Spaces
Porch	Concrete/Metal Slab
Porch Area	216 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	1324 BELL DR
City	COSMOPOLIS
State	WA
Zip	98537-3933
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIGHLANDS 1ST LOT 16
Legal Range	15
Legal Township	09
Legal Section	17
Legal Subdivision	HIGHLANDS 1ST
Legal Block	16
Legal Lot Number	16
Jurisdiction	GRAYS HARBOR WA
Township / Civil Division	ABERDEEN-HOQUIAM
Census Block Group	6
Census Block	6009
Census Tract	900

Owner

Source: Grays Harbor County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 311, COSMOPOLIS, WA 98537-0311
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2021	Deed of Trust, Mortgage · Line of Credit TWINSTAR CU
Apr 9, 2020	Deed of Trust, Mortgage · Line of Credit TWINSTAR CU
Sep 16, 2017	Deed of Trust, Mortgage SOFI LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 8, 2014 · Amount on Record
Deed Sale	Aug 8, 2014 · Amount on Record
Deed Document Number	201415
Prior Transfer Date	Jun 11, 2012
Prior Transfer Doc	0000000107
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYS HARBOR WA
Property Address	1324 BELL DR, COSMOPOLIS, WA 98537-3933
Transaction Type	Mortgage
Record Updated	Oct 30, 2023
Title Company	COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003230156
Date	Mar 23, 2021
Instrument	2021-03230156

Lender

Name	TWINSTAR CU
Type	Credit Union
Address	OLYMPIA, WA 98507

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Mar 22, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYS HARBOR WA
Property Address	1324 BELL DR, COSMOPOLIS, WA 98537-3933
Document Number	0004160069
Instrument Date	Apr 9, 2020
Transaction Type	Mortgage
Record Updated	May 14, 2020
Title Company	COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1324 BELL DR COSMOPOLIS WA 985373933, COSMOPOLIS, WA 98537-3933

Mortgage

Document Number	0004160069
Date	Apr 16, 2020
Instrument	4160069

Lender

Name	TWINSTAR CU
Type	Credit Union
Address	OLYMPIA, WA 98507-0718

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Apr 15, 2030

Interest

Rate Type	Adjustable Rate

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYS HARBOR WA
Property Address	1324 BELL DR, COSMOPOLIS, WA 98537-3933
Document Number	0010020052
Instrument Date	Sep 16, 2017
Transaction Type	Mortgage
Record Updated	Nov 22, 2017
Title Company	COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1324 BELL DR COSMOPOLIS WA 98537, COSMOPOLIS, WA 98537

Mortgage

Document Number	0010020052
Date	Oct 2, 2017
Instrument	10020052

Lender

Name	SOFI LNDG
Address	HEALDSBURG, CA 95448

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2032

Tax Assessment & Valuation

Source: Grays Harbor County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Grays Harbor County
Municipality	Cosmopolis City
Unified School District	Cosmopolis School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,391.00 (+5.84%)
2025		$306,630 (-) Land $37,402 Building $269,228	$306,630 (-) Land $37,402 Building $269,228
2024	$3,204.00 (+6.3%)	$306,630 (-) Land $37,402 Building $269,228	$306,630 (-) Land $37,402 Building $269,228
2023	$3,014.00
2022		$306,630 Land $37,402 Building $269,228	$306,630 Land $37,402 Building $269,228

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	16 (1979–2022)
Claims Outside the SFHA	2 of 16
Most Recent Claim	Jan 2022 · Severe Winter Storms, Snowstorms, Straight-line Winds, Flooding
Claims by Event	Severe Winter Storms, Snowstorms, Straight-line Winds, Flooding, Jan 2022 · 2 claims Severe Winter Storm, Landslides, Mudslides, And Flooding, Jan 2009 · 3 claims Severe Storms, Flooding, Landslides, And Mudslides, Dec 2007 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COSMOPOLIS WATER DEPARTMENT serves 1,812 people · EPA ID WA5315050
Water Source	Purchased surface water from CITY OF ABERDEEN
Last State Inspection	Dec 2021
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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