1200 Bell Dr, Cosmopolis, WA 98537 Property Records

Grays Harbor County property record for 1200 Bell Dr, Cosmopolis, WA 98537

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,207 sqft · built 1972
Lot Size	0.248 acres (10,800 sqft)
Owner	Individual Name on File
Last Sale	$227,000 (Mar 2020)
Tax Bill	$3,858 (2026)
Deeds & Mortgages	Jan 2022 Mortgage Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`033502100000`

Property Details

APN / Parcel Number

Primary APN	`033502100000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,207 sqft Living Area
1st Floor Area	1,892 sqft
Basement Area	315 sqft
Finished Basement	315 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	10,800 sqft (0.248 acres)
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	272 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	1200 BELL DR
City	COSMOPOLIS
State	WA
Zip	98537
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIGHLANDS 2ND LOT 21
Legal Range	15
Legal Township	09
Legal Section	17
Legal Subdivision	HIGHLANDS 2ND
Legal Block	21
Legal Lot Number	21
Jurisdiction	GRAYS HARBOR WA
Township / Civil Division	ABERDEEN-HOQUIAM
Census Block Group	6
Census Block	6009
Census Tract	900

Owner

1200 Bell Dr is owned and occupied by an individual who bought it in March 2020.

Source: Grays Harbor County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1200 BELL DR, COSMOPOLIS, WA 98537
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2022	Deed of Trust, Mortgage · FHA Mortgage UNITED FINANCE INC
Mar 13, 2020	Personal Representative Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 13, 2020 · Amount on File
Deed Sale	Mar 13, 2020 · Amount on File
Deed Document Number	202097
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYS HARBOR WA
Property Address	1200 BELL DR, COSMOPOLIS, WA 98537
Transaction Type	Mortgage
Record Updated	May 26, 2026
Title Company	TITLE CONNECTION, TITLE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001180073
Date	Jan 18, 2022
Instrument	2022-01180073

Lender

Name	UNITED FINANCE INC
Type	Lending Institution
Address	TUSTIN, CA 92780

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

March 2020: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	GRAYS HARBOR WA
Recording Date	Mar 13, 2020
Property Address	1200 BELL DR, COSMOPOLIS, WA 98537
Document Number	0003130097
Map Reference	VOL 9 PG 170
Instrument Date	Mar 2, 2020
Instrument	2020-03130097
Transaction Type	Transfer
Record Updated	Jun 25, 2021
Title Company	GRAYS HARBOR TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,069.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003130098
Date	Mar 13, 2020
Instrument	2020-03130098

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 1200 Bell Dr was $3,858.

Source: Grays Harbor County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Grays Harbor County
Municipality	Cosmopolis City
Unified School District	Cosmopolis School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,858.00
2025		$349,033 (-) Land $37,964 Building $311,069	$349,033 (-) Land $37,964 Building $311,069
2024	$3,647.00	$349,033 Land $37,964 Building $311,069	$349,033 Land $37,964 Building $311,069

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1200 Bell Dr in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective November 27, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	16 (1979–2022)
Claims Outside the SFHA	2 of 16
Most Recent Claim	Jan 2022 · Severe Winter Storms, Snowstorms, Straight-line Winds, Flooding
Claims by Event	Severe Winter Storms, Snowstorms, Straight-line Winds, Flooding, Jan 2022 · 2 claims Severe Winter Storm, Landslides, Mudslides, And Flooding, Jan 2009 · 3 claims Severe Storms, Flooding, Landslides, And Mudslides, Dec 2007 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1200 Bell Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COSMOPOLIS WATER DEPARTMENT serves 1,812 people · EPA ID WA5315050
Water Source	Purchased surface water from CITY OF ABERDEEN
Last State Inspection	Dec 2021
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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