1324 Bards Ave, Naperville, IL 60564 Property Records

Will County property record for 1324 Bards Ave, Naperville, IL 60564

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,128 sqft · built 1991
Lot Size	0.27 acres (11,583 sqft)
Owner	Individual Name on Record
Last Sale	$470,000 (May 2018)
Tax Bill	$14,340 (2025)
Deeds & Mortgages	Jul 2020 Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-01-11-202-003`

Property Details

APN / Parcel Number

Primary APN	`07-01-11-202-003`
Alternative APN	`01112020030000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,128 sqft Total Area
1st Floor Area	1,826 sqft
2nd Floor Area	1,302 sqft
Basement Area	1,302 sqft
Unfinished Basement	1,301 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Construction Type	Frame
Lot Area	11,583 sqft (0.27 acres)
Garage Area	522 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1324 BARDS AVE
City	NAPERVILLE
State	IL
Zip	60564-5189
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 324 IN ASHBURY SUB, UNIT 1, BEING A SUB OF PRT OF SEC 11, T37N R9E.
Legal Range	09E
Legal Township	37N
Legal Section	11
Legal Subdivision	ASHBURY
Legal Block	1
Legal Lot Number	324
Legal Unit	1
Jurisdiction	WILL IL
Township / Civil Division	WHEATLAND
Census Block Group	2
Census Block	2015
Census Tract	880305

Owner

Source: Will County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1324 BARDS AVE, NAPERVILLE, IL 60564-5189
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
May 24, 2018	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 24, 2018 · Amount on Record
Deed Sale	May 24, 2018 · Amount on Record
Prior Sale	Aug 13, 2010 · Amount on Record
Deed Document Number	201835022
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	1324 BARDS AVE, NAPERVILLE, IL 60564-5189
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000059663
Date	Jul 23, 2020
Instrument	R2020059663

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	May 24, 2018
Property Address	1324 BARDS AVE, NAPERVILLE, IL 60564-5189
Document Number	0000035022
Map Reference	DOC R-9065741
Instrument Date	May 14, 2018
Instrument	R2018035022
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$705.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1324 BARDS AVE, 1324, NAPERVILLE, IL 60564-5189

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1324 BARDS AVE, NAPERVILLE, IL 60564-5189

Mortgage

Document Number	0000035023
Date	May 24, 2018
Instrument	R2018035023

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Wheatland Township
Municipality	Naperville City
Unified School District	Indian Prairie Community Unit School District 204 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,340.00 (+14.51%)	$238,004 (+9.95%) Land $71,612 Building $166,392	$714,012 (+9.95%) Land $214,836 Building $499,176
2024		$216,465 (+20.21%) Land $65,131 Building $151,334	$649,395 (+20.21%) Land $195,393 Building $454,002
2022	$12,523.00 Homeowner's exemption Additional exemption filed	$180,066 Land $54,428 Building $125,638	$540,198 Land $163,284 Building $376,914

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPERVILLE serves 156,406 people · EPA ID IL0434670
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Sep 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50

May also be available: AT&T, T-Mobile, Verizon.

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