1323 Bards Ave, Naperville, IL 60564 Property Records

Will County property record for 1323 Bards Ave, Naperville, IL 60564

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,868 sqft · built 1991
Lot Size	0.39 acres (16,964 sqft)
Owner	Individual Name on Record
Last Sale	$460,000 (Jun 2013)
Tax Bill	$14,208 (2025)
Deeds & Mortgages	May 2021 Mortgage Oct 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-01-11-201-015`

Property Details

APN / Parcel Number

Primary APN	`07-01-11-201-015`
Alternative APN	`01112010150000`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,868 sqft Total Area
1st Floor Area	1,536 sqft
2nd Floor Area	1,332 sqft
Basement Area	1,514 sqft
Finished Basement	1,060 sqft
Unfinished Basement	1,514 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Construction Type	Frame
Lot Area	16,964 sqft (0.39 acres)
Garage Area	736 sqft

Location & Zoning

Street Address	1323 BARDS AVE
City	NAPERVILLE
State	IL
Zip	60564-3191
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 325 IN ASHBURY SUB, UNIT 1, BEING A SUB OF PRT OF SEC 11, T37N-R9E.
Legal Range	09E
Legal Township	37N
Legal Section	11
Legal Subdivision	ASHBURY
Legal Block	1
Legal Lot Number	325
Legal Unit	1
Jurisdiction	WILL IL
Township / Civil Division	WHEATLAND
Census Block Group	2
Census Block	2002
Census Tract	880305

Owner

Source: Will County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1323 BARDS AVE, NAPERVILLE, IL 60564-3191
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage FRONTIER FINANCIAL INC
Oct 7, 2025	Intrafamily Transfer, Transfer · Conventional Mortgage LEADERONE FINANCIAL CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 25, 2013 · Amount on Record
Deed Sale	Jun 25, 2013 · Amount on Record
Deed Document Number	201372898
Prior Transfer Date	Aug 1, 2008
Prior Transfer Doc	0000102720
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	1323 BARDS AVE, NAPERVILLE, IL 60564-3191
Transaction Type	Mortgage
Record Updated	Oct 22, 2025
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000055067
Date	May 18, 2021
Instrument	R2021055067

Lender

Name	FRONTIER FINANCIAL INC
Type	Mortgage Company
Address	CHESTERFIELD, MO 63005

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3%

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WILL IL
Recording Date	Oct 7, 2025
Property Address	1323 BARDS AVE, NAPERVILLE, IL 60564-3191
Document Number	0000056152
Map Reference	DOC 91-30179
Instrument Date	Jan 3, 2025
Instrument	R2025056152
Transaction Type	Transfer
Record Updated	Oct 22, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1323 BARDS AVE, NAPERVILLE, IL 60564-3191

Mortgage

Document Number	0000056153
Date	Oct 7, 2025
Instrument	R2025056153

Lender

Name	LEADERONE FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Fixed Rate
Rate	6.37%

Tax Assessment & Valuation

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Wheatland Township
Municipality	Naperville City
Unified School District	Indian Prairie Community Unit School District 204 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,208.00 (+5.03%)	$235,887 (+9.95%) Land $71,612 Building $164,275	$707,661 (+9.95%) Land $214,836 Building $492,825
2024	$13,528.00 (+8.27%)	$214,540 (+20.21%) Land $65,131 Building $149,409	$643,620 (+20.21%) Land $195,393 Building $448,227
2022	$12,495.00 Homeowner's exemption	$178,468 Land $54,428 Building $124,040	$535,404 Land $163,284 Building $372,120

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPERVILLE serves 156,406 people · EPA ID IL0434670
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Sep 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50

May also be available: AT&T, T-Mobile, Verizon.

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