1324 7th St E, Saint Paul, MN 55106 Property Records

Ramsey County property record for 1324 7th St E, Saint Paul, MN 55106

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 965 sqft · built 1908
Lot Size	0.112 acres (4,879 sqft)
Owner	Company Name on Record
Last Sale	$160,000 (Aug 2021)
Tax Bill	$3,286 (2023)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Dec 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`27-29-22-33-0078`

Property Details

APN / Parcel Number

Primary APN	`27-29-22-33-0078`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	965 sqft Living Area
1st Floor Area	654 sqft

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1945
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	4,879 sqft (0.112 acres)
Lot Dimensions	122 ft deep x 40 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	1324 7TH ST E
City	SAINT PAUL
State	MN
Zip	55106-4102
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	H
Legal Description	LORENA PARK PLAT 2 N 1/2 OF VAC ALLEY ADJ AND LOT 6 BLK 3
Legal Range	22
Legal Township	29
Legal Section	27
Legal Quarter	3
Quarter-Quarter Section	3
Legal Subdivision	LORENA PARK
Legal Block	3
Legal Lot Number	6
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	1
Census Block	1006
Census Tract	31702

Owner

Source: Ramsey County records, as of April 29, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	6104 EXCELSIOR BLVD, SAINT LOUIS PARK, MN 55416-2704
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2021	Warranty Deed, Transfer · Commercial Mortgage THE FIRST STATE BANK OF ROSEMOUNT
Dec 31, 2019	Warranty Deed, Transfer · Conventional with PMI MORTGAGES UNLIMITED
Dec 18, 2017	Warranty Deed, Transfer · Conventional Mortgage FINANCIAL SEC BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 23, 2021 · Amount on Record
Deed Sale	Aug 23, 2021 · Amount on Record
Prior Sale	Dec 31, 2019 · Amount on Record
Deed Document Number	T02709841
Record Updated	Jun 7, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Aug 23, 2021
Property Address	1324 7TH ST E, SAINT PAUL, MN 55106-4102
Document Number	0T02709841
Instrument Date	Aug 19, 2021
Instrument	T02709841
Transaction Type	Transfer
Record Updated	Aug 27, 2021
Title Company	DBA TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$528.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2701 GOLDEN VALLEY RD # 503, 503, MINNEAPOLIS, MN 55411-2860

Mortgage

Document Number	0T02709842
Date	Aug 23, 2021
Instrument	T02709842

Lender

Name	THE FIRST STATE BANK OF ROSEMOUNT
Type	Bank
Address	ROSEMOUNT, MN 55068

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Dec 31, 2019
Property Address	1324 7TH ST E, SAINT PAUL, MN 55106-4102
Document Number	0002656073
Instrument Date	Nov 15, 2019
Instrument	2656073
Transaction Type	Transfer
Record Updated	Sep 29, 2020
Title Company	ESQUIRE TITLE, ESQUIRE TITLE SERVICES

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$473.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1324 7TH ST E ST PAUL MN 551064102, ST PAUL, MN 55106-4102

Mortgage

Document Number	2656074
Date	Dec 31, 2019
Instrument	2656074

Lender

Name	MORTGAGES UNLIMITED
Type	Mortgage Company
Address	MAPLE GROVE, MN 55369

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 30, 2049

Mortgage

Document Number	2656075,
Date	Dec 31, 2019
Instrument	2656075

Lender

Name	MORTGAGES UNLIMITED
Type	Mortgage Company
Address	MAPLE GROVE, MN 55369

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Dec 30, 2029

Interest

Rate Type	Adjustable Rate

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Dec 18, 2017
Property Address	1324 7TH ST E, SAINT PAUL, MN 55106-4102
Document Number	0002604201
Instrument Date	Nov 10, 2017
Instrument	2604201
Transaction Type	Transfer
Record Updated	Jan 5, 2018
Title Company	PARTNERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$306.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	167 WHITE BEAR AVE N ST PAUL MN 551066013, ST PAUL, MN 55106-6013

Mortgage

Document Number	2604202
Date	Dec 18, 2017
Instrument	2604202

Lender

Name	FINANCIAL SEC BK
Type	Bank
Address	ALBERTVILLE, MN 55301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Dec 17, 2022

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of February 1, 2023

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,286.00	$169,600 Land $20,000 Building $149,600	$169,600 Land $20,000 Building $149,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, T-Mobile.

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