1281 7th St E, Saint Paul, MN 55106 Property Records

Ramsey County property record for 1281 7th St E, Saint Paul, MN 55106

Property Summary

Property Type	Government / Public Use
Details	6,775 sqft · built 1936
Lot Size	1.76 acres (77,026 sqft)
Owner	Individual Name on Record
Deeds & Mortgages	Dec 2023 Mortgage Dec 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`28-29-22-41-0101`

Property Details

APN / Parcel Number

Primary APN	`28-29-22-41-0101`
Alternative APNs	`8544476` `605217`

Interior

Building Area	6,775 sqft Building Perimeter
Gross Area	31,569 sqft
Basement Area	2,996 sqft

Exterior

Year Built	Built 1936
Effective Year Built	Effective 1996
Lot Area	77,026 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	605217
Street Address	1281 7TH ST E
City	SAINT PAUL
State	MN
Zip	55106-4039
Property Category	Public Works
Property Type	Public Works > Government / Public Use
Legal Description	LEONARDS SUB OF B6 COLLINGS ADD OF OUTLO SUBJ TO ST; VAC ALLEY ...ACCRUING AND LOTS 1 THRU 7 BLK 2
Legal Range	22
Legal Township	29
Legal Section	28
Legal Subdivision	LEONARDS SUB OF B6 COLLINGS ADD OF OUTLO
Legal Block	2
Legal Lot Number	1
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	1
Census Block	1001
Census Tract	31701

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	236 CLIFTON AVE, MINNEAPOLIS, MN 55403-3466
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2023	Deed of Trust, Mortgage · Commercial Mortgage STEARNS BANK NA
Dec 7, 2023	Deed of Trust, Mortgage · Commercial Mortgage STEARNS BANK NA
Nov 9, 2021	Deed of Trust, Mortgage · Line of Credit HOME FEDERAL SAVINGS BANK
Apr 28, 2021	Deed of Trust, Mortgage · Line of Credit HOME FEDERAL SAVINGS BANK
Apr 26, 2021	Deed of Trust, Mortgage · Line of Credit HOME FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1281 7TH ST E, SAINT PAUL, MN 55106-4039
Transaction Type	Mortgage
Record Updated	Dec 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A05010673
Date	Dec 11, 2023
Instrument	A05010673

Lender

Name	STEARNS BANK NA
Type	Bank
Address	SAINT CLOUD, MN 56302

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Dec 5, 2028

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1281 7TH ST E, SAINT PAUL, MN 55106-4039
Transaction Type	Mortgage
Record Updated	Dec 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0T02765782
Date	Dec 7, 2023
Instrument	T02765782

Lender

Name	STEARNS BANK NA
Type	Bank
Address	SAINT CLOUD, MN 56302

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Dec 5, 2028

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1281 7TH ST E, SAINT PAUL, MN 55106-4039
Transaction Type	Mortgage
Record Updated	Nov 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A04918088
Date	Nov 9, 2021
Instrument	A04918088

Lender

Name	HOME FEDERAL SAVINGS BANK
Type	Bank
Address	ROCHESTER, MN 55901

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	44 Months
Due	Jul 5, 2025

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1281 7TH ST E, SAINT PAUL, MN 55106-4039
Transaction Type	Mortgage
Record Updated	May 7, 2021
Title Company	COMMERCIAL PARTNERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A04880266
Date	Apr 28, 2021
Instrument	A04880266

Lender

Name	HOME FEDERAL SAVINGS BANK
Type	Bank
Address	ROCHESTER, MN 55901

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Apr 15, 2031

Interest

Rate Type	Adjustable Rate

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1281 7TH ST E, SAINT PAUL, MN 55106-4039
Transaction Type	Mortgage
Record Updated	May 4, 2021
Title Company	COMMERCIAL PARTNERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0T02697729
Date	Apr 26, 2021
Instrument	T02697729

Lender

Name	HOME FEDERAL SAVINGS BANK
Type	Bank
Address	ROCHESTER, MN 55901

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Apr 15, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,817,500 (-1.85%) Land $616,200 Building $1,201,300	$1,817,500 (-1.85%) Land $616,200 Building $1,201,300
2023	Additional exemption filed	$1,851,800 Land $616,200 Building $1,235,600	$1,851,800 Land $616,200 Building $1,235,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, T-Mobile.

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