1324 181st St Ct E, Spanaway, WA 98387 Property Records

Pierce County property record for 1324 181st St Ct E, Spanaway, WA 98387

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,962 sqft · built 2005
Lot Size	0.109 acres (4,749 sqft)
Owner	2 Individual Names on File
Last Sale	$480,000 (Aug 2026)
Tax Bill	$5,109 (2026)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`500314-0-040`

Property Details

APN / Parcel Number

Primary APN	`500314-0-040`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,962 sqft Living Area
Gross Area	2,335 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2007
Architectural Style	Bi-Level
Exterior Material	Frame Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	4,749 sqft (0.109 acres)
Garage Type	Attached
Garage Area	373 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	1324 181ST STREET CT E
City	SPANAWAY
State	WA
Zip	98387-1923
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF
Legal Description	SECTION 34 TOWNSHIP 19 RANGE 03 QUARTER 24 PLAT SUMMERFIELD ESTATES LOT 4 TOG/W UNDIV INT IN TR A,B,C,D & E TOG/W EASE OF REC OUT OF 2-010 SEG 2004-0141 10/20/03MD
Legal Range	03
Legal Township	19
Legal Section	34
Legal Subdivision	SUMMERFIELD ESTATES
Legal Tract	A
Legal Block	C
Legal Lot Number	4
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	1
Census Block	1000
Census Tract	71417

Owner

1324 181st St Ct E is owned and occupied by two individuals who bought it in August 2026.

Source: Pierce County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1324 181ST STREET CT E, SPANAWAY, WA 98387-1923
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2026	Warranty Deed, Transfer · Conventional Mortgage KIND LENDING LLC
Mar 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage TIMBERLAND BANK
Aug 14, 2023	Transfer on Death Deed, Transfer
Jul 28, 2017	Warranty Deed, Transfer · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2026 · Amount on File
Deed Sale	Aug 11, 2026 · Amount on File
Prior Sale	Jul 28, 2017 · Amount on File
Deed Document Number	2026540
Prior Transfer Date	Jul 14, 2023
Prior Transfer Doc	0000000338
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Aug 11, 2026
Property Address	1324 181ST STREET CT E, SPANAWAY, WA 98387-1923
Document Number	0000000540
Instrument Date	Aug 7, 2026
Instrument	2026540
Transaction Type	Transfer
Record Updated	Aug 18, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$775,680.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1324 181ST STREET CT E, SPANAWAY, WA 98387-1923

Mortgage

Document Number	0000000541,
Date	Aug 11, 2026
Instrument	202611541

Lender

Name	KIND LENDING LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.49%
Initial Type	Fixed Rate
Max Rate	-1%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	1324 181ST STREET CT E, SPANAWAY, WA 98387-1923
Transaction Type	Mortgage
Record Updated	Oct 31, 2023
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003260483
Date	Mar 26, 2021
Instrument	202103260483

Lender

Name	TIMBERLAND BANK
Type	Bank
Address	SPANAWAY, WA 98387

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

August 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	PIERCE WA
Recording Date	Aug 14, 2023
Property Address	1324 181ST STREET CT E, SPANAWAY, WA 98387-1923
Document Number	0008140338
Map Reference	DOC 200307035003
Instrument Date	Jul 14, 2023
Instrument	202308140338
Transaction Type	Transfer
Record Updated	Oct 31, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7910 201ST STREET CT E, SPANAWAY, WA 98387-5359

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Jul 28, 2017
Property Address	1324 181ST STREET CT E, SPANAWAY, WA 98387-1923
Document Number	0007281007
Map Reference	DOC200307035003
Instrument Date	Jul 18, 2017
Instrument	201707281007
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	WFG NATL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,539.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1324 181ST STREET CT E, SPANAWAY, WA 98387-1923

Mortgage

Document Number	0007281008
Date	Jul 28, 2017
Instrument	201707281008

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 1324 181st St Ct E was $5,109, up 3.3% from the year before.

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,109.00 (+3.3%)	$444,800 (-1.05%) Land $142,600 Building $302,200	$444,800 (-1.05%) Land $142,600 Building $302,200
2025	$4,946.00 (+4.1%)	$449,500 (+11.43%) Land $147,900 Building $301,600	$449,500 (+11.43%) Land $147,900 Building $301,600
2024	$4,751.00 (-4.12%)	$403,400 (-6.16%) Land $152,100 Building $251,300	$403,400 (-6.16%) Land $152,100 Building $251,300
2023	$4,955.00	$429,900 Land $146,800 Building $283,100	$429,900 Land $146,800 Building $283,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1324 181st St Ct E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1324 181st St Ct E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.4% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANAWAY WATER COMPANY private · serves 34,506 people · EPA ID WA5382850
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: CenturyLink, Lightcurve, T-Mobile, Verizon.

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