1316 181st St Ct E, Spanaway, WA 98387 Property Records

Pierce County property record for 1316 181st St Ct E, Spanaway, WA 98387

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,036 sqft · built 2004
Lot Size	0.216 acres (9,388 sqft)
Owner	Individual Name on File
Last Sale	$239,719 (May 2015)
Tax Bill	$5,693 (2026)
Deeds & Mortgages	Apr 2021 Mortgage May 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`500314-0-060`

Property Details

APN / Parcel Number

Primary APN	`500314-0-060`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,036 sqft Living Area
Gross Area	2,801 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2007
Architectural Style	Bi-Level
Exterior Material	Frame Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	9,388 sqft (0.216 acres)
Garage Type	Attached
Garage Area	663 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	102 sqft
Deck Area	192 sqft
Patio Area	294 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	1316 181ST STREET CT E
City	SPANAWAY
State	WA
Zip	98387-1923
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF
Legal Description	SECTION 34 TOWNSHIP 19 RANGE 03 QUARTER 24 PLAT SUMMERFIELD ESTATES LOT 6 TOG/W UNDIV INT IN TR A,B,C,D & E TOG/W EASE OF REC OUT OF 2-010 SEG 2004-0141 10/20/03MD
Legal Range	03
Legal Township	19
Legal Section	34
Legal Subdivision	SUMMERFIELD ESTATES
Legal Tract	A
Legal Block	C
Legal Lot Number	6
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	1
Census Block	1000
Census Tract	71417

Owner

1316 181st St Ct E is owned and occupied by an individual who bought it in May 2015.

Source: Pierce County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	1316 181ST STREET CT E, SPANAWAY, WA 98387-1923
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2021	Deed of Trust, Mortgage · FHA Mortgage RELIANCE FIRST CAPITAL LLC
May 17, 2022	Deed of Trust, Mortgage · FHA Mortgage RELIANCE FIRST CAPITAL LLC
Jul 7, 2023	Deed of Trust, Mortgage · FHA Mortgage DOVENMUEHLE MORTGAGE INC
Dec 21, 2018	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC
Sep 20, 2018	Deed of Trust, Mortgage · FHA Mortgage RELIANCE FIRST CAP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 8, 2015 · Amount on File
Deed Sale	May 8, 2015 · Amount on File
Prior Sale	Aug 29, 2011 · Amount on File
Deed Document Number	2015523
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	1316 181ST STREET CT E, SPANAWAY, WA 98387-1923
Transaction Type	Mortgage
Record Updated	Oct 31, 2023
Title Company	TIMIOS INC, TIMIOS IINC

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0004220449
Date	Apr 22, 2021
Instrument	202104220449

Lender

Name	RELIANCE FIRST CAPITAL LLC
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	1316 181ST STREET CT E, SPANAWAY, WA 98387-1923
Transaction Type	Mortgage
Record Updated	Oct 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0005170453
Date	May 17, 2022
Instrument	202205170453

Lender

Name	RELIANCE FIRST CAPITAL LLC
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	1316 181ST STREET CT E, SPANAWAY, WA 98387-1923
Transaction Type	Mortgage
Record Updated	Oct 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1316 181ST STREET CT E, SPANAWAY, WA 98387-1923
Investor	Possibly a Property Investor

Mortgage

Document Number	0007070434
Date	Jul 7, 2023
Instrument	202307070434

Lender

Name	DOVENMUEHLE MORTGAGE INC
Type	Mortgage Company
Address	DALLAS, TX 75201

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	480 Months
Due	Jul 1, 2063

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	1316 181ST STREET CT E, SPANAWAY, WA 98387-1923
Document Number	1901020190
Instrument Date	Dec 21, 2018
Transaction Type	Mortgage
Record Updated	Jan 18, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1316 181ST STREET CT E SPANAWAY WA 983871923, SPANAWAY, WA 98387-1923

Mortgage

Document Number	1901020190
Date	Jan 2, 2019
Instrument	201901020190

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2049

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	1316 181ST STREET CT E, SPANAWAY, WA 98387-1923
Document Number	1910150421
Instrument Date	Sep 20, 2018
Transaction Type	Mortgage
Record Updated	Oct 31, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1316 181ST STREET CT E SPANAWAY WA 983871923, SPANAWAY, WA 98387-1923

Mortgage

Document Number	1910150421
Date	Oct 15, 2019
Instrument	201910150421

Lender

Name	RELIANCE FIRST CAP
Type	Funding / Finance Company
Address	MELVILLE, NY 11747

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 14, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 1316 181st St Ct E was $5,693, up 3.1% from the year before.

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,693.00 (+3.1%)	$499,300 Land $169,000 Building $330,300	$499,300 Land $169,000 Building $330,300
2025	$5,522.00 (+3.84%)
2024	$5,318.00 (-3.96%)	$454,800 (-5.9%) Land $180,300 Building $274,500	$454,800 (-5.9%) Land $180,300 Building $274,500
2023	$5,537.00	$483,300 Land $174,000 Building $309,300	$483,300 Land $174,000 Building $309,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1316 181st St Ct E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1316 181st St Ct E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.4% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANAWAY WATER COMPANY private · serves 34,506 people · EPA ID WA5382850
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: CenturyLink, Lightcurve, T-Mobile, Verizon.

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