1323 Sumac Ct, Carmel, IN 46033 Property Records

Hamilton County property record for 1323 Sumac Ct, Carmel, IN 46033

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,524 sqft · built 1975
Lot Size	0.369 acres (16,117 sqft)
Owner	2 Owner Names on File
Tax Bill	$5,654 (2024)
Deeds & Mortgages	Dec 2025 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`29-10-29-103-004.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-10-29-103-004.000-018`
Alternative APN	`1610290103004000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,524 sqft Living Area
1st Floor Area	1,382 sqft
2nd Floor Area	1,232 sqft
Basement Area	1,214 sqft
Finished Basement	910 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Architectural Style	Other
Exterior Material	Brick
Construction Type	Wood
Roof Material	Asphalt
Lot Area	16,117 sqft (0.369 acres)
Lot Dimensions	150 ft deep x 69 ft wide
Garage Type	Attached
Garage Area	669 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	1610290103004000
Street Address	1323 SUMAC CT
City	CARMEL
State	IN
Zip	46033-1952
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .00, SECTION 29, TOWNSHIP 18, RANGE 4, COOL CREEK NORTH, SECTION 4, LOT 102 & PT 101, IRREGULAR SHAPE
Legal Range	04
Legal Township	18
Legal Section	29
Legal Subdivision	CARMEL COOL CREEK
Legal Block	4
Legal Lot Number	102
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	3
Census Block	3006
Census Tract	110907

Owner

The current owner of 1323 Sumac Ct acquired it in October 2007.

Source: Hamilton County records, as of March 4, 2026

Owner of Record	2 Owner Names on File
Mailing Address	1323 SUMAC CT, CARMEL, IN 46033-1952
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 4, 2007
Deed Sale	Oct 4, 2007
Deed Document Number	0000056753
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	1323 SUMAC CT, CARMEL, IN 46033-1952
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1323 SUMAC CT, CARMEL, IN 46033-1952

Mortgage

Document Number	0000051764
Date	Dec 1, 2025
Instrument	2025051764

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$478,100 (-4.55%) Land $126,500 Building $351,600	$478,100 (-4.55%) Land $126,500 Building $351,600
2024	$5,654.00 (+5.27%)	$500,900 (+1.79%) Land $126,500 Building $374,400	$500,900 (+1.79%) Land $126,500 Building $374,400
2023	$5,371.00 (+24.27%) Homeowner's exemption	$492,100 (+29.3%) Land $117,700 Building $374,400	$492,100 (+29.3%) Land $117,700 Building $374,400
2022	$4,322.00 Homeowner's exemption	$380,600 Land $117,700 Building $262,900	$380,600 Land $117,700 Building $262,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1323 Sumac Ct in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (2013–2019)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Jun 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1323 Sumac Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 73% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20