Hamilton County property record for 1315 Sumac Ct, Carmel, IN 46033
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,630 sqft · built 1976 |
| Lot Size | 0.37 acres (16,117 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $163,100 (Aug 2021) |
| Tax Bill | $5,293 (2025) |
| Deeds & Mortgages | Oct 2026 Transfer Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-10-29-103-003.000-018 |
| Primary APN | 29-10-29-103-003.000-018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 3,630 sqft Living Area |
| Gross Area | 5,274 sqft |
| 1st Floor Area | 3,844 sqft |
| 2nd Floor Area | 1,232 sqft |
| Basement Area | 1,214 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Asphalt |
| Lot Area | 16,117 sqft (0.37 acres) |
| Lot Dimensions | 150 ft deep x 110 ft wide |
| Garage Type | Attached |
| Garage Area | 1,430 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 1315 SUMAC CT |
|---|---|
| City | CARMEL |
| State | IN |
| Zip | 46033-1952 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ACREAGE .00, SECTION 29, TOWNSHIP 18, RANGE 4, COOL CREEK NORTH, SECTION 4, LOT 103, IRREGULAR SHAPE |
| Legal Range | 04 |
| Legal Township | 18 |
| Legal Section | 29 |
| Legal Subdivision | COOL CREEK NORTH SECTION 4 |
| Legal Lot Number | 103 |
| Jurisdiction | HAMILTON IN |
| Township / Civil Division | CLAY |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 110907 |
1315 Sumac Ct is owned and occupied by two individuals who acquired it in October 2026.
Source: Hamilton County records, as of October 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1315 SUMAC CT, CARMEL, IN 46033-1952 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 6, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Aug 18, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 18, 2021 · Amount on File |
| Deed Sale | Aug 18, 2021 · Amount on File |
| Deed Document Number | 202160254 |
| Last Transfer Date | Oct 6, 2026 |
| Transfer Doc | 0000046110 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Oct 6, 2026 |
| Property Address | 1315 SUMAC CT, CARMEL, IN 46033-1952 |
| Document Number | 0000046110 |
| Instrument Date | Oct 6, 2026 |
| Instrument | 202646110 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1315 SUMAC CT, CARMEL, IN 46033-1952 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Aug 18, 2021 |
| Property Address | 1315 SUMAC CT, CARMEL, IN 46033-1952 |
| Document Number | 2021060254 |
| Map Reference | MB 5 PG 52 |
| Instrument Date | Aug 11, 2021 |
| Instrument | 2021060254 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2021 |
| Title Company | AMROCK INC, AMROCK |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1315 SUMAC CT, CARMEL, IN 46033-1952 |
| Document Number | 2021060255 |
|---|---|
| Date | Aug 18, 2021 |
| Instrument | 2021060255 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Sep 1, 2031 |
The 2025 property tax bill for 1315 Sumac Ct was $5,293, down 12.8% from the year before.
Source: Hamilton County assessment roll, as of March 16, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Hamilton County |
| County Subdivision | Clay Township |
| Municipality | Carmel City |
| Unified School District | Carmel Clay Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,293.00 (-12.82%) | $510,300 (-4.49%) Land $125,300 Building $385,000 | $510,300 (-4.49%) Land $125,300 Building $385,000 |
| 2024 | $6,071.00 (+5.13%) | $534,300 (+1.67%) Land $125,300 Building $409,000 | $534,300 (+1.67%) Land $125,300 Building $409,000 |
| 2023 | $5,775.00 (+25.84%) Homeowner's exemption | $525,500 (+30.17%) Land $116,500 Building $409,000 | $525,500 (+30.17%) Land $116,500 Building $409,000 |
| 2022 | $4,589.00 Homeowner's exemption | $403,700 Land $116,500 Building $287,200 | $403,700 Land $116,500 Building $287,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1315 Sumac Ct in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 5 (2013–2019) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Jun 2019 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1315 Sumac Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 73% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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