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1323 Karlo St, Sebring, FL 33875 Property Records

Highlands County property record for 1323 Karlo St, Sebring, FL 33875

Property Summary

Property TypeOther
Lot Size0.244 acres (10,625 sqft)
OwnerIndividual Name on Record
Last Sale$295,000 (Feb 2024)
Tax Bill$251 (2024)
Deeds & MortgagesFeb 2024 Sale & Mortgage
Feb 2023 Transfer
Flood ZoneZone X (minimal risk)
APNC185901000200210

Property Details

APN / Parcel Number

Primary APNC185901000200210
Alternative APN
  • C-18-35-29-010-0020-0210

Exterior

Lot Area10,625 sqft (0.244 acres)
Lot Dimensions125 ft deep x 85 ft wide
View / LotCanal
Shed1 Shed
Shed Area120 sqft
Gazebo120 sqft

Location & Zoning

Street Address1323 KARLO ST
CitySEBRING
StateFL
Zip33875
Property CategoryOther
Property TypeOther > Miscellaneous
Local Zoning CodeR1A
Legal DescriptionMARTHA ESTATES PB 7-PG 42 LOT 21 BLK 2 + 1/92 INTEREST IN PARK
Legal Range29E
Legal Township35S
Legal Section18
Legal SubdivisionMARTHA ESTATES
Legal Block2,1
Legal Lot Number21
JurisdictionHIGHLANDS FL
Township / Civil DivisionSEBRING
Census Block Group2
Census Block2029
Census Tract961304

Owner

Source: Highlands County records, as of April 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1311 KARLO ST, SEBRING, FL 33875-5752
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 5, 2024Warranty Deed, Transfer · VA Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Feb 2, 2023Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 5, 2024 · Amount on Record
Deed SaleFeb 5, 2024 · Amount on Record
Prior SaleAug 6, 2001 · Amount on Record
Deed Document Number20242188642
Deed Book / Page3024 / 198
Record UpdatedOct 29, 2026

February 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHIGHLANDS FL
Recording DateFeb 5, 2024
Property Address1323 KARLO ST, SEBRING, FL 33875
Document Number0002188642
Book / Page3024 / 198
Map ReferenceMB 7 PG 42
Instrument DateFeb 5, 2024
Instrument2188642
Transaction TypeTransfer
Record UpdatedFeb 16, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,065.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address551 S COMMERCE AVE, SEBRING, FL 33870-3869

Transferred To (Grantee/Buyer)

NameVerified Name
Address1311 KARLO ST, SEBRING, FL 33875-5752
InvestorPossibly a Property Investor

Mortgage

Document Number0030240200
DateFeb 5, 2024
Instrument3024/0200
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2054

February 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHIGHLANDS FL
Recording DateFeb 2, 2023
Property Address1323 KARLO ST, SEBRING, FL 33875
Document Number0002135141
Book / Page2955 / 569
Map ReferenceMB 7 PG 42
Instrument DateFeb 2, 2023
Instrument2135141
Transaction TypeTransfer
Record UpdatedFeb 13, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address1311 KARLO ST, SEBRING, FL 33875-5752

Transferred To (Grantee/Buyer)

NameVerified Name
Address6201 APPLE RD, SEBRING, FL 33875-6168

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of December 10, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHighlands County
Unified School DistrictHighlands County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$15,068 (-0.29%) Land $11,900 Building $3,168$15,068 (-0.29%) Land $11,900 Building $3,168
2024$251.00$15,112 (-0.03%) Land $11,900 Building $3,212$15,112 (-0.03%) Land $11,900 Building $3,212
2023$15,116 (+1.23%) Land $11,900 Building $3,216$15,116 (+1.23%) Land $11,900 Building $3,216
2022$212.00$14,933 Land $11,900 Building $3,033$14,933 Land $11,900 Building $3,033

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 17 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 72% of the US · above 55% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Conexon Connect
Fiber		2,000 / 2,000
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20

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