Highlands County property record for 1304 Karlo St, Sebring, FL 33875
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,928 sqft · built 1997 |
| Lot Size | 0.555 acres (24,207 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,551 (2024) |
| Deeds & Mortgages | Apr 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | C-18-35-29-010-0020-0170 |
| Primary APN | C-18-35-29-010-0020-0170 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,928 sqft Living Area |
| 1st Floor Area | 1,594 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1997 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 24,207 sqft (0.555 acres) |
| Garage Type | Finished |
| Garage Area | 528 sqft |
| Driveway | Driveway |
| Driveway Area | 918 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Area | 273 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 693 sqft |
| Deck Area | 987 sqft |
| Patio Area | 1,461 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Street Address | 1304 KARLO ST |
|---|---|
| City | SEBRING |
| State | FL |
| Zip | 33875-5700 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | MARTHA ESTATES PB 7-PG 42 LOT 17 BLK 2 + 1/92 INTEREST IN PARK |
| Legal Range | 29E |
| Legal Township | 35S |
| Legal Section | 18 |
| Legal Subdivision | MARTHA ESTATES |
| Legal Block | 2 |
| Legal Lot Number | 17 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | SEBRING |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 961304 |
Source: Highlands County assessment roll, APN C-18-35-29-010-0020-0170, as of July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1304 KARLO ST, SEBRING, FL 33875-5700 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Prior Sale | Feb 18, 2002 |
| Last Transfer Date | Apr 08, 2021 |
| Transfer Doc | 0002028321 |
| Record Updated | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Apr 08, 2021 |
| Property Address | 1304 KARLO ST, SEBRING, FL 33875-5700 |
| Document Number | 0002028321 |
| Book / Page | 2814 / 1819 |
| Map Reference | MB 7 PG 42 |
| Instrument Date | Feb 28, 2018 |
| Instrument | 2028321 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1304 KARLO ST, SEBRING, FL 33875-5700 |
Source: Highlands County assessment roll as of July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $133,338 (+5.99%) | $194,809 (-24.56%) Land $14,500 Building $180,309 | |
| 2024 | $1,551.00 (+3.19%) | ||
| 2023 | $1,503.00 (+2.24%) Homeowner's exemption | $125,806 (+3%) | $258,232 (+9.27%) Land $14,500 Building $243,732 |
| 2022 | $1,470.00 Homeowner's exemption | $122,142 | $236,330 Land $14,500 Building $221,830 |
Source: FEMA National Flood Hazard Layer, Highlands County (12055C), as of November 17, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120559613042, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 17 in force |
| Wildfire Risk | High above 76% of the US · above 63% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 29 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Conexon Connect.
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