1323 E Main St, Bradford, PA 16701 Property Records

McKean County property record for 1323 E Main St, Bradford, PA 16701

Property Summary

Property Type	Single Family Home
Details	956 sqft · built 1955
Lot Size	0.39 acres (16,988 sqft)
Owner	2 Individual Names on File
Last Sale	$75,480 (Oct 2023)
Tax Bill	$2,151 (2026)
Deeds & Mortgages	Oct 2023 Foreclosure Jun 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-016.-206.00`

Property Details

APN / Parcel Number

Primary APN	`21-016.-206.00`
Alternative APN	`013067`

Interior

Building Area	956 sqft Total Area

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Lot Area	16,988 sqft (0.39 acres)

Location & Zoning

Street Address	1323 E MAIN ST
City	BRADFORD
State	PA
Zip	16701-3225
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OLD CONTROL:1045-1011
Jurisdiction	MCKEAN PA
Township / Civil Division	FOSTER
Census Block Group	2
Census Block	2000
Census Tract	420100

Owner

1323 E Main St is owned and occupied by two individuals who bought it in October 2023.

Source: McKean County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1323 E MAIN ST, BRADFORD, PA 16701-3225
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2023	Sheriff's Deed, Foreclosure
Jun 18, 2018	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 12, 2023 · Amount on File
Deed Sale	Oct 12, 2023 · Amount on File
Prior Sale	Jul 1, 2005 · Amount on File
Deed Document Number	20233505
Deed Book / Page	1045 / 1011
Prior Transfer Date	Oct 11, 2023
Prior Transfer Doc	01045/1011
Record Updated	Oct 29, 2026

October 2023: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	MCKEAN PA
Recording Date	Oct 12, 2023
Property Address	1323 E MAIN ST, BRADFORD, PA 16701-3225
Document Number	01045/1011
Book / Page	1045 / 1011
Instrument Date	Oct 12, 2023
Instrument	202303505
Transaction Type	Foreclosure
Record Updated	Oct 27, 2023

Transaction

Amount	Amount on Record
Tax	$921.51
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCKEAN PA
Property Address	1323 E MAIN ST, BRADFORD, PA 16701-3225
Transaction Type	Mortgage
Record Updated	May 31, 2022
Title Company	WEST COAST ABSTRACT, EAST COAST ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00900/1034
Date	Jun 18, 2018
Book Page	900/1034
Instrument	201802204

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2033

Tax Assessment & Valuation

The 2026 property tax bill for 1323 E Main St was $2,151.

Source: McKean County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	McKean County
County Subdivision	Foster Township
Unified School District	Bradford Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,151.00	$52,960 Land $12,000 Building $40,960
2024	$2,085.00	$52,960 (-) Land $12,000 Building $40,960
2023	$2,085.00	$52,960 Land $12,000 Building $40,960
1998			$52,960 Land $12,000 Building $40,960

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1323 E Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 22, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 27 policies
Nearby Flood Policies	27 in force
Nearby Flood Claims	24 (1979–2010)
Claims Outside the SFHA	4 of 24
Most Recent Claim	Dec 2010 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jul 2003 · 4 claims Pa, Aug 1999 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1323 E Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
SkyPacket Fixed Wireless	100 / 20

May also be available: Armstrong.

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