McKean County property record for 1320 E Main St, Bradford, PA 16701
| Property Type | Single Family Home |
|---|---|
| Details | 720 sqft · built 1981 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,735 (2026) |
| Deeds & Mortgages | Mar 2008 Mortgage Apr 2013 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-016.-316.00 |
| Primary APN | 21-016.-316.00 |
|---|---|
| Alternative APN |
|
| Building Area | 720 sqft Total Area |
|---|
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Lot Area | 10,454 sqft (0.24 acres) |
| Lot Dimensions | 125 ft deep x 83 ft wide |
| Street Address | 1320 E MAIN ST |
|---|---|
| City | BRADFORD |
| State | PA |
| Zip | 16701-3224 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OLD CONTROL:0185-0199 |
| Jurisdiction | MCKEAN PA |
| Township / Civil Division | FOSTER |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 420500 |
1320 E Main St is owned and occupied by an individual.
Source: McKean County records, as of April 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1320 E MAIN ST, BRADFORD, PA 16701-3224 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 5, 2008 | Deed of Trust, Mortgage HAMLIN BANK AND TRUST CO |
| Apr 17, 2013 | Deed of Trust, Mortgage · Conventional Mortgage HAMLIN BANK & TRUST CO |
| Jan 26, 2026 | Deed, Transfer · Conventional Mortgage NORTHWEST BANK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCKEAN PA |
| Property Address | 1320 E MAIN ST, BRADFORD, PA 16701-3224 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 00590/0102 |
|---|---|
| Date | Mar 5, 2008 |
| Book Page | 590/0102 |
| Instrument | 200800951 |
| Name | HAMLIN BANK AND TRUST CO |
|---|---|
| Address | BRADFORD, PA 16701 |
| Amount | Amount on Record |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCKEAN PA |
| Property Address | 1320 E MAIN ST, BRADFORD, PA 16701-3224 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 00754/0679 |
|---|---|
| Date | Apr 17, 2013 |
| Book Page | 754/0679 |
| Instrument | 201301655 |
| Name | HAMLIN BANK & TRUST CO |
|---|---|
| Address | SMETHPORT, PA 16749 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Apr 17, 2028 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MCKEAN PA |
| Recording Date | Jan 26, 2026 |
| Property Address | 1320 E MAIN ST, BRADFORD, PA 16701-3224 |
| Document Number | 001102/328 |
| Book / Page | 1102 / 328 |
| Instrument Date | Jan 26, 2026 |
| Instrument | 202600224 |
| Transaction Type | Transfer |
| Record Updated | Feb 3, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $620.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1320 EAG T MAN ST, BRADFORD, PA 16701 |
| Document Number | 0202600225 |
|---|---|
| Date | Jan 26, 2026 |
| Instrument | 202600225 |
| Name | NORTHWEST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Feb 1, 2046 |
The 2026 property tax bill for 1320 E Main St was $1,735.
Source: McKean County assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | McKean County |
| County Subdivision | Foster Township |
| Unified School District | Bradford Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,735.00 | $42,720 (-) Land $8,300 Building $34,420 | |
| 2025 | $1,735.00 (+3.21%) | $42,720 (-) Land $8,300 Building $34,420 | |
| 2024 | $1,681.00 | $42,720 Land $8,300 Building $34,420 | |
| 1998 | $42,720 Land $8,300 Building $34,420 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1320 E Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 22, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 9 (1984–2020) |
| Claims Outside the SFHA | 3 of 9 |
| Most Recent Claim | Jun 2020 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1320 E Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| SkyPacket Fixed Wireless | 100 / 20 |
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