13224 Choco Rd, Apple Valley, CA 92308 Property Records

San Bernardino County property record for 13224 Choco Rd, Apple Valley, CA 92308

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,956 sqft · built 1982
Lot Size	0.648 acres (28,224 sqft)
Owner	2 Individual Names on Record
Last Sale	$300,000 (May 2019)
Tax Bill	$2,170 (2025)
Deeds & Mortgages	Oct 2021 Line of Credit Mar 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`3087-061-44-0000`

Property Details

APN / Parcel Number

Primary APN	`3087-061-44-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,956 sqft Living Area
Gross Area	2,532 sqft
1st Floor Area	1,956 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Modern
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	28,224 sqft (0.648 acres)
Lot Dimensions	196 ft deep x 144 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Patio/Porch
Porch Area	382 sqft
Patio Area	382 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	13224 CHOCO RD
City	APPLE VALLEY
State	CA
Zip	92308-4513
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 5573 LOT 662 TRACT NO 5573 LOT 662 EX 1/2 INT MNL RTS WOSE
Legal Tract	5573
Legal Block	1
Legal Lot Number	662
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	VICTORVILLE-HESPERIA
Census Block Group	1
Census Block	1041
Census Tract	9724

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13224 CHOCO RD, APPLE VALLEY, CA 92308-4513
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2021	Deed of Trust, Mortgage · Line of Credit WESCOM CENTRAL CU
Mar 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage RESICENTRAL LLC
Feb 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
May 10, 2019	Grant Deed, Transfer · Conventional Mortgage GET A RATE LLC
Aug 1, 2017	Trustee's Deed, Foreclosure NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 10, 2019 · Amount on Record
Deed Sale	May 10, 2019 · Amount on Record
Prior Sale	Aug 1, 2017 · Amount on Record
Deed Document Number	2019151710
Prior Transfer Date	Jul 13, 2017
Prior Transfer Doc	0000312590
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	13224 CHOCO RD, APPLE VALLEY, CA 92308-4513
Transaction Type	Mortgage
Record Updated	Nov 4, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13224 CHOCO RD, APPLE VALLEY, CA 92308-4513

Mortgage

Document Number	0000481633
Date	Oct 25, 2021
Instrument	2021-0481633

Lender

Name	WESCOM CENTRAL CU
Type	Credit Union
Address	ANAHEIM, CA 92807

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Nov 25, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	13224 CHOCO RD, APPLE VALLEY, CA 92308-4513
Transaction Type	Mortgage
Record Updated	Apr 1, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13224 CHOCO RD, APPLE VALLEY, CA 92308-4513

Mortgage

Document Number	0000125751
Date	Mar 18, 2021
Instrument	2021-0125751

Lender

Name	RESICENTRAL LLC
Type	Non-Lending Institution
Address	PHOENIX, AZ 85040

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	13224 CHOCO RD, APPLE VALLEY, CA 92308-4513
Document Number	0000089183
Instrument Date	Feb 22, 2020
Transaction Type	Mortgage
Record Updated	Apr 17, 2020
Title Company	AMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	13224 CHOCO RD APPLE VALLEY CA 923084513, APPLE VALLEY, CA 92308-4513

Mortgage

Document Number	0000089183
Date	Mar 12, 2020
Instrument	89183

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 11, 2050

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	May 10, 2019
Property Address	13224 CHOCO RD, APPLE VALLEY, CA 92308-4513
Document Number	0000151710
Instrument Date	Mar 21, 2019
Instrument	151710
Transaction Type	Transfer
Record Updated	May 23, 2019
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	13224 CHOCO RD APPLE VALLEY CA 923084513, APPLE VALLEY, CA 92308-4513

Mortgage

Document Number	151711
Date	May 10, 2019
Instrument	151711

Lender

Name	GET A RATE LLC
Address	ELMWOOD PARK, NJ 07407

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 9, 2049

August 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Aug 1, 2017
Property Address	13224 CHOCO RD, APPLE VALLEY, CA 92308-4513
Document Number	0000312590
Instrument Date	Jul 11, 2017
Instrument	312590
Transaction Type	Foreclosure
Record Updated	Aug 8, 2017
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$290.00
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1525 E WASHINGTON BLVD LOS ANGELES CA 900213121, LOS ANGELES, CA 90021-3121

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Apple Valley Town
County	San Bernardino County
Unified School District	Apple Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$190,456 (+2%) Land $34,817 Building $155,639
2025	$2,170.00 (+3.98%) Homeowner's exemption	$186,721 (+4.04%) Land $34,134 Building $152,587
2023	$2,087.00 (+1.66%) Homeowner's exemption	$179,471 Land $32,809 Building $146,662
2022	$2,053.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIBERTY UTILITIES (AV RANCHOS) CORP. private · serves 63,381 people · EPA ID CA3610003
Water Source	Groundwater
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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