13220 Cherwin Ave, Middle River, MD 21220 Property Records

Baltimore County property record for 13220 Cherwin Ave, Middle River, MD 21220

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 2,766 sqft · built 2022
Lot Size0.356 acres (15,500 sqft)
Owner2 Individual Names on File
Last Sale$227,000 (Nov 2009)
Tax Bill$9,422 (2025)
Deeds & MortgagesMar 2021 Construction Loan
APN15-1511771080

Property Details

APN / Parcel Number

Primary APN15-1511771080
Alternative APN
  • 1511771080

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,766 sqft Living Area
Gross Area3,374 sqft
1st Floor Area1,464 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area15,500 sqft (0.356 acres)
Lot Dimensions250 ft deep x 62.5 ft wide
View / LotWaterfront
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
Deck Area208 sqft
Patio Area374 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number1511771080
Street Address13220 CHERWIN AVE
CityMIDDLE RIVER
StateMD
Zip21220-1008
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 40,41 PT 42 TWIN RIVER BEACH
Legal SubdivisionTWIN RIVER BEACH
Legal Block2
Legal Lot Number40
JurisdictionBALTIMORE MD
Township / Civil Division15
Census Block Group2
Census Block2001
Census Tract451702

Owner

Source: Baltimore County records · APN 15-1511771080

Assessment roll updated July 14, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address13220 CHERWIN AVE, MIDDLE RIVER, MD 21220-1008
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 20, 2009 · Amount on Record
Deed SaleNov 20, 2009 · Amount on Record
Deed Document Number2009400383
Deed Book / Page28874 / 439
Prior Transfer DateNov 16, 2009
Prior Transfer Doc0288740439
Record UpdatedSep 20, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALTIMORE MD
Property Address13220 CHERWIN AVE, BALTIMORE, MD 21220-1008
Transaction TypeMortgage
Record UpdatedAug 12, 2022
Title CompanyTITLE EXCELLENCE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0442320159
DateMar 03, 2021
Book Page44232/159
Lender
NameTRUIST BANK
TypeBank
AddressWILSON, NC 27893
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term371 Months
DueFeb 01, 2052

Tax Assessment & Valuation

Source: Baltimore County records · Assessment roll updated July 14, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateMaryland
CountyBaltimore County
Unified School DistrictBaltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$9,422.00 (+3.45%) Homeowner's exemption$798,900 (+25.44%)$879,900 (+38.15%) Land $293,500 Building $586,400
2024$9,108.00 (+105%)
2023$4,443.00$636,900 Land $172,800 Building $464,100$636,900 Land $172,800 Building $464,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 73 policies
Nearby Flood Policies73 in force
Nearby Flood Claims68 (1978–2024)
Claims Outside the SFHA10 of 68
Most Recent ClaimAug 2024 · tidal / storm surge
Claims by Event
  • Hurricane Isabel, Sep 2003 · 54 claims

Wildfire

Wildfire RiskLow
lower than 96% of the US · lower than 92% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880

Based on FCC filings for 73 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF BALTIMORE
serves 1,600,000 people
Water SourceSurface water
Last State InspectionOct 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Apr 2026
E. coli
resolved · Sep 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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