Baltimore County property record for 13116 Cherwin Ave, Middle River, MD 21220
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 4,332 sqft · built 1928 |
| Lot Size | 0.287 acres (12,500 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $799,900 (Aug 2021) |
| Tax Bill | $7,779 (2024) |
| Deeds & Mortgages | Aug 2021 Sale & Mortgage Mar 2017 Loan Modification |
| APN | 15-1508002230 |
| Primary APN | 15-1508002230 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,332 sqft Living Area |
| 1st Floor Area | 2,166 sqft |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1928 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 12,500 sqft (0.287 acres) |
| Lot Dimensions | 250 ft deep x 50 ft wide |
| View / Lot | Waterfront |
| Garage Type | Detached |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 280 sqft |
| Deck Area | 400 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1508002230 |
|---|---|
| Street Address | 13116 CHERWIN AVE |
| City | MIDDLE RIVER |
| State | MD |
| Zip | 21220-1006 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 14-15 TWIN RIVER BEACH |
| Legal Subdivision | TWIN RIVER BEACH |
| Legal Block | 2 |
| Legal Lot Number | 14 |
| Jurisdiction | BALTIMORE MD |
| Township / Civil Division | 15 |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 451702 |
13116 Cherwin Ave is owned and occupied by two individuals who bought it in August 2021.
Source: Baltimore County records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 13116 CHERWIN AVE, MIDDLE RIVER, MD 21220-1006 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 10, 2021 | Deed, Transfer · Conventional Mortgage TRUIST BANK |
| Mar 3, 2017 | Loan Modification, Mortgage · Line of Credit WELLS FARGO BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 10, 2021 · Amount on File |
| Deed Sale | Aug 10, 2021 · Amount on File |
| Prior Sale | Aug 8, 2012 · Amount on File |
| Deed Book / Page | 45282 / 53 |
| Transfer Doc | 0000184794 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Recording Date | Aug 10, 2021 |
| Property Address | 13116 CHERWIN AVE, MIDDLE RIVER, MD 21220-1006 |
| Document Number | 0452820053 |
| Book / Page | 45282 / 53 |
| Map Reference | MB WPC7 FO 51 |
| Instrument Date | May 26, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2022 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0004528260 |
|---|---|
| Date | Aug 10, 2021 |
| Instrument | 45282/60 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Jun 1, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Property Address | 13116 CHERWIN AVE, MIDDLE RIVER, MD 21220-1006 |
| Document Number | 0387500184 |
| Instrument Date | Mar 3, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2018 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE INC |
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 13116 CHERWIN AVE MIDDLE RIVER MD 212201006, MIDDLE RIVER, MD 21220-1006 |
| Document Number | 0387500184 |
|---|---|
| Date | Mar 20, 2017 |
| Book Page | 038750/000184 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
Source: Baltimore County assessment roll, as of July 14, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Baltimore County |
| Unified School District | Baltimore County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $754,367 | $844,000 Land $290,500 Building $553,500 | |
| 2024 | $7,779.00 (+108.44%) | ||
| 2023 | $3,732.00 | $575,100 Land $172,100 Building $403,000 | $575,100 Land $172,100 Building $403,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 13116 Cherwin Ave; there have been 68 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 73 policies |
| Nearby Flood Policies | 73 in force |
| Nearby Flood Claims | 68 (1978–2024) |
| Claims Outside the SFHA | 10 of 68 |
| Most Recent Claim | Aug 2024 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 13116 Cherwin Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
5G (outdoors only) and 4G LTE
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