Harford County property record for 1322 Winding Valley Dr, Joppa, MD 21085
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,380 sqft · built 1976 |
| Lot Size | 0.373 acres (16,264 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $335,000 (Aug 2018) |
| Tax Bill | $4,224 (2026) |
| Deeds & Mortgages | Apr 2021 Mortgage Sep 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-061747 |
| Primary APN | 01-061747 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,380 sqft Total Area |
| Basement Area | 865 sqft |
| Finished Basement | 865 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 16,264 sqft (0.373 acres) |
| Lot Dimensions | 152 ft deep x 98 ft wide |
| Garage Type | Attached |
| Garage Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 280 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 061747 |
|---|---|
| Street Address | 1322 WINDING VALLEY DR |
| City | JOPPA |
| State | MD |
| Zip | 21085-1829 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | LOT 23 116/98X152 1322 WINDING VALLEY DR LAKESIDE VISTA P 14/75 |
| Legal Subdivision | LAKESIDE VISTA |
| Legal Lot Number | 23,1322 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 301201 |
Source: Harford County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1322 WINDING VALLEY DR, JOPPA, MD 21085-1829 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Sep 9, 2019 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Aug 17, 2018 | Deed, Transfer · FHA Mortgage E MORTGAGE MANAGEMENT LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 17, 2018 · Amount on Record |
| Deed Sale | Aug 17, 2018 · Amount on Record |
| Prior Sale | May 20, 2010 · Amount on Record |
| Deed Book / Page | 12947 / 233 |
| Prior Transfer Date | Dec 1, 2012 |
| Prior Transfer Doc | 0100840354 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 1322 WINDING VALLEY DR, JOPPA, MD 21085-1829 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0147070102 |
|---|---|
| Date | Apr 28, 2021 |
| Book Page | 14707/102 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 298 Months |
| Due | Feb 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 1322 WINDING VALLEY DR, JOPPA, MD 21085-1829 |
| Document Number | 0134460378 |
| Instrument Date | Sep 9, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2019 |
| Title Company | COMMUNITY SETTLEMENT GROUP LLC, COMMUNITY SETTLEMENT GRP LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1822 WINDING VALLEY DR JOPPA MD 21085, JOPPA, MD 21085 |
| Document Number | 0134460378 |
|---|---|
| Date | Sep 17, 2019 |
| Book Page | 013446/000378 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 16, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Aug 17, 2018 |
| Property Address | 1322 WINDING VALLEY DR, JOPPA, MD 21085-1829 |
| Document Number | 0129470233 |
| Book / Page | 12947 / 0233 |
| Map Reference | MB14 FO75 |
| Instrument Date | Aug 10, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | KEY TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,887.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 322 WINDING VALLEY DR, JOPPA, MD 21085 |
| Document Number | 0012947240 |
|---|---|
| Date | Aug 17, 2018 |
| Instrument | 12947/240 |
| Name | E MORTGAGE MANAGEMENT LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2048 |
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,224.00 (+24.13%) Homeowner's exemption | $382,100 (+7.28%) Land $90,600 Building $291,500 | $382,100 (-) Land $90,600 Building $291,500 |
| 2025 | $3,403.00 (+10.56%) Homeowner's exemption | $356,167 (+17.04%) | $382,100 (+25.57%) Land $90,600 Building $291,500 |
| 2023 | $304,300 Land $90,600 Building $213,700 | $304,300 Land $90,600 Building $213,700 | |
| 2022 | $3,078.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MD AMERICAN WATER LAKESIDE VISTA private · serves 226 people · EPA ID MD0120014 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
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