1314 Winding Valley Dr, Joppa, MD 21085 Property Records

Harford County property record for 1314 Winding Valley Dr, Joppa, MD 21085

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,154 sqft · built 1972
Lot Size	0.348 acres (15,159 sqft)
Owner	Individual Name on Record
Last Sale	$169,975 (Aug 2001)
Tax Bill	$3,209 (2026)
Deeds & Mortgages	Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-006169`

Property Details

APN / Parcel Number

Primary APN	`01-006169`
Alternative APNs	`1006169` `006169`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,154 sqft Total Area
Basement Area	600 sqft
Finished Basement	600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	15,159 sqft (0.348 acres)
Lot Dimensions	163 ft deep x 87 ft wide
Deck Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	006169
Street Address	1314 WINDING VALLEY DR
City	JOPPA
State	MD
Zip	21085-1829
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 27 15159 SF 1314 WINDING VALLEY DR LAKESIDE VISTA P 14/75
Legal Subdivision	LAKESIDE VISTA
Legal Lot Number	27
Jurisdiction	HARFORD MD
Township / Civil Division	1, ABINGDON
Census Block Group	2
Census Block	2004
Census Tract	301201

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1314 WINDING VALLEY DR, JOPPA, MD 21085-1829
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 1, 2001 · Amount on Record
Deed Sale	Aug 1, 2001 · Amount on Record
Deed Document Number	2001145
Deed Book / Page	3612 / 504
Last Transfer Date	Feb 12, 2016
Transfer Doc	0116920012
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	1314 WINDING VALLEY DR, JOPPA, MD 21085-1829
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	FREESTATE TITLE CONSULTANTS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0142740176
Date	Nov 19, 2020
Book Page	14274/176

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	297 Months
Due	Aug 1, 2045

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,209.00 (+13.47%)	$289,000 (+6.45%) Land $90,500 Building $198,500	$289,000 (-) Land $90,500 Building $198,500
2025	$2,828.00 (+10.34%)	$271,500 (+14.8%)	$289,000 (+22.2%) Land $90,500 Building $198,500
2023		$236,500 Land $90,500 Building $146,000	$236,500 Land $90,500 Building $146,000
2022	$2,563.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MD AMERICAN WATER LAKESIDE VISTA private · serves 226 people · EPA ID MD0120014
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880