1322 W Utopia Rd, Phoenix, AZ 85027 Property Records

Maricopa County property record for 1322 W Utopia Rd, Phoenix, AZ 85027

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,664 sqft · built 1977
Lot Size0.196 acres (8,516 sqft)
Owner2 Individual Names on File
Last Sale$169,900 (Sep 2004)
Tax Bill$1,199 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Jun 2020 Mortgage
Flood ZoneZone X (moderate risk)
APN209-22-044

Property Details

APN / Parcel Number

Primary APN209-22-044
Alternative APN
  • 209220448

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,664 sqft Living Area
Gross Area1,856 sqft
1st Floor Area1,664 sqft

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Exterior MaterialBlock
Construction TypeConcrete Block
Roof MaterialAsphalt
Lot Area8,516 sqft (0.196 acres)
Parking Spaces2 Parking Spaces
Pool Area400 sqft
Patio Area192 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemForced Air with A/C

Location & Zoning

Street Address1322 W UTOPIA RD
CityPHOENIX
StateAZ
Zip85027-4623
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-8
Legal DescriptionDESERT VALLEY ESTATES 6 MCR 183-37
Legal Range3E
Legal Township4N
Legal Section30
Legal SubdivisionDESERT VALLEY ESTATES 6
Legal Lot Number44
JurisdictionMARICOPA AZ
Township / Civil DivisionPHOENIX
Census Block Group3
Census Block3015
Census Tract616600

Owner

1322 W Utopia Rd is owned and occupied by two individuals who bought it in September 2004.

Source: Maricopa County records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address1322 W UTOPIA RD, PHOENIX, AZ 85027-4623
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 16, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jun 15, 2020Deed of Trust, Mortgage · Conventional Mortgage
AXOS BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 10, 2004 · Amount on File
Deed SaleSep 10, 2004 · Amount on File
Deed Document Number20041061472
Record UpdatedOct 29, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address1322 W UTOPIA RD, PHOENIX, AZ 85027-4623
Transaction TypeMortgage
Record UpdatedFeb 24, 2021
Title CompanyEMPIRE W TITLE AGENCY, EMPIRE WEST TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1322 W UTOPIA RD, PHOENIX, AZ 85027-4623

Mortgage

Document Number0000170250
DateFeb 16, 2021
Instrument20210170250
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueMar 1, 2036

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address1322 W UTOPIA RD, PHOENIX, AZ 85027-4623
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyTITLE365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000520808
DateJun 15, 2020
Instrument20200520808
Lender
NameAXOS BANK
TypeBank
AddressSAN DIEGO, CA 92122
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueJul 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 1322 W Utopia Rd was $1,199.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityPhoenix City
Unified School DistrictDeer Valley Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$34,400 (+149.44%)$344,000 (-3.83%) Land $68,800 Building $275,200
2025$1,199.00$13,791 (-63.08%)$357,700 (-4.23%) Land $71,500 Building $286,200
2024$37,350$373,500 Land $74,700 Building $298,800
2023$1,166.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1322 W Utopia Rd in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1322 W Utopia Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PHOENIX
serves 1,695,000 people · EPA ID AZ0407025
Water SourceSurface water
Last State InspectionDec 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Jan 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 769 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Tristate Wi-Fi by Wi-Fiber
Fixed Wireless
400 / 150
CenturyLink
DSL
140 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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