1315 W Utopia Rd, Phoenix, AZ 85027 Property Records

Maricopa County property record for 1315 W Utopia Rd, Phoenix, AZ 85027

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,519 sqft · built 1978
Lot Size	0.196 acres (8,549 sqft)
Owner	Individual Name on Record
Last Sale	$400,000 (Sep 2022)
Tax Bill	$1,210 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Jul 2024 Line of Credit + 6 more
Flood Zone	Zone X (moderate risk)
APN	`209-23-003`

Property Details

APN / Parcel Number

Primary APN	`209-23-003`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,519 sqft Living Area
1st Floor Area	1,519 sqft

Exterior

Year Built	Built 1978
Exterior Material	Block
Construction Type	Concrete Block
Roof Material	Asphalt
Lot Area	8,549 sqft (0.196 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	1315 W UTOPIA RD
City	PHOENIX
State	AZ
Zip	85027-4622
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	MARLBOROUGH COUNTRY UNIT SIX PER MCR 187-40
Legal Range	03E
Legal Township	04N
Legal Section	30
Legal Quarter	SE
Quarter-Quarter Section	NW
Legal Subdivision	MARLBOROUGH COUNTRY UNIT 6
Legal Lot Number	3
Legal Unit	6
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	4
Census Block	4002
Census Tract	616600

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1315 W UTOPIA RD, PHOENIX, AZ 85027-4622
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage SECURITY NATIONAL MORTGAGE CO
Jul 24, 2024	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Sep 21, 2022	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
May 17, 2022	Warranty Deed, Transfer OS NATIONAL LLC
Jan 27, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage SECURITY NATIONAL MORTGAGE CO
Sep 28, 2018	Quit Claim Deed, Transfer Quitclaim
Sep 28, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jan 4, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 21, 2022 · Amount on Record
Deed Sale	Sep 21, 2022 · Amount on Record
Prior Sale	May 17, 2022 · Amount on Record
Deed Document Number	20220726426
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1315 W UTOPIA RD, PHOENIX, AZ 85027-4622
Transaction Type	Mortgage
Record Updated	Jul 1, 2026
Title Company	SECURITY TITLE COMPANY, SECURITY TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1315 W UTOPIA RD, PHOENIX, AZ 85027-4622

Mortgage

Document Number	0001275445
Date	Dec 1, 2021
Instrument	20211275445

Lender

Name	SECURITY NATIONAL MORTGAGE CO
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84123

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	350 Months
Due	Feb 1, 2051

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1315 W UTOPIA RD, PHOENIX, AZ 85027-4622
Transaction Type	Mortgage
Record Updated	Jul 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1315 W UTOPIA RD, PHOENIX, AZ 85027-4622

Mortgage

Document Number	0000391079
Date	Jul 24, 2024
Instrument	20240391079

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 18, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Sep 21, 2022
Property Address	1315 W UTOPIA RD, PHOENIX, AZ 85027-4622
Document Number	0000726426
Map Reference	MB 187 PG 40
Instrument Date	Sep 5, 2022
Instrument	20220726426
Transaction Type	Transfer
Record Updated	Sep 30, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	410 N SCOTTSDALE RD # RD1600, 410, TEMPE, AZ 85288-7094

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1315 W UTOPIA RD, PHOENIX, AZ 85027-4622

Mortgage

Document Number	0000726427
Date	Sep 21, 2022
Instrument	20220726427

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	May 17, 2022
Property Address	1315 W UTOPIA RD, PHOENIX, AZ 85027-4622
Document Number	0000427022
Map Reference	MB 187 PG 40
Instrument Date	May 17, 2022
Instrument	20220427022
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1315 W UTOPIA RD, PHOENIX, AZ 85027-4622

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
Investor	Possibly a Property Investor

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Jan 27, 2021
Property Address	1315 W UTOPIA RD, PHOENIX, AZ 85027-4622
Document Number	0000091957
Map Reference	MB 187 PG 40
Instrument Date	Jan 22, 2021
Instrument	20210091957
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	SECURITY TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1315 W UTOPIA RD, PHOENIX, AZ 85027-4622

Mortgage

Document Number	0000091958
Date	Jan 27, 2021
Instrument	20210091958

Lender

Name	SECURITY NATIONAL MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Sep 28, 2018
Property Address	1315 W UTOPIA RD, PHOENIX, AZ 85027-4622
Document Number	0000730838
Instrument Date	Sep 4, 2018
Instrument	730838
Transaction Type	Transfer
Record Updated	Oct 4, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1315 W UTOPIA RD PHOENIX AZ 850274622, PHOENIX, AZ 85027-4622

September 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Sep 28, 2018
Property Address	1315 W UTOPIA RD, PHOENIX, AZ 85027-4622
Document Number	0000730836
Map Reference	MB 187 PG 40
Instrument Date	Sep 4, 2018
Instrument	20180730836
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	CLEAR TITLE AGENCY OF ARIZON

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1315 W UTOPIA RD, PHOENIX, AZ 85027-4622

Mortgage

Document Number	0000730837
Date	Sep 28, 2018
Instrument	20180730837

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jan 4, 2018
Property Address	1315 W UTOPIA RD, PHOENIX, AZ 85027-4622
Document Number	0000009028
Instrument Date	Dec 17, 2017
Instrument	9028
Transaction Type	Transfer
Record Updated	Jan 9, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1315 W UTOPIA RD PHOENIX AZ 850274622, PHOENIX, AZ 85027-4622

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Deer Valley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$32,260 (-6.63%)	$322,600 (-6.63%) Land $64,500 Building $258,100
2025	$1,210.00 (+2.72%)
2024		$34,550	$345,500 Land $69,100 Building $276,400
2023	$1,178.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 769 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 150
CenturyLink DSL	140 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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