Merced County property record for 1322 Villa Dr, Merced, CA 95340
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,194 sqft · built 1975 |
| Lot Size | 0.144 acres (6,260 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $4,058 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Jun 2023 Transfer + 3 more |
| Flood Zone | Zone AO (high risk) |
| APN | 033-232-009-000 |
| Primary APN | 033-232-009-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,194 sqft Living Area |
| Gross Area | 1,654 sqft |
| 1st Floor Area | 1,194 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Roof Material | Other |
| Lot Area | 6,260 sqft (0.144 acres) |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 16 sqft |
| Patio Area | 270 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Old Parcel Number | 033-232-009 |
|---|---|
| Street Address | 1322 VILLA DR |
| City | MERCED |
| State | CA |
| Zip | 95340-3248 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R16 |
| Legal Description | SIERRA VISTA EST LOT 53 |
| Legal Subdivision | SIERRA VISTA ESTATE |
| Legal Lot Number | 53 |
| Jurisdiction | MERCED CA |
| Township / Civil Division | MERCED |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 1402 |
Source: Merced County records, as of August 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1322 VILLA DR, MERCED, CA 95340-3248 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 6, 2026 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Jun 21, 2023 | Intrafamily Transfer, Transfer TRANSCOUNTY TITLE COMPANY |
| Jun 21, 2023 | Grant Deed, Subdivision Related Transfer · VA Mortgage CARDINAL FINANCIAL COMPANY LP |
| Mar 22, 2023 | Grant Deed, Transfer · Commercial Mortgage TRANSCOUNTY TITLE CO |
| Aug 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage E MORTGAGE MANAGEMENT LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 21, 2023 |
| Deed Sale | Jun 21, 2023 |
| Prior Sale | Jun 21, 2023 · Amount on Record |
| Deed Document Number | 202314007 |
| Prior Transfer Date | Jun 1, 2005 |
| Prior Transfer Doc | 0000044332 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 1322 VILLA DR, MERCED, CA 95340-3248 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1322 VILLA DR, MERCED, CA 95340-3248 |
| Document Number | 0000000204 |
|---|---|
| Date | Jan 6, 2026 |
| Instrument | 2026000204 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2056 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Jun 21, 2023 |
| Property Address | 1322 VILLA DR, MERCED, CA 95340-3248 |
| Document Number | 0000014007 |
| Map Reference | VOL 21 PG 3&4 |
| Instrument Date | Jun 14, 2023 |
| Instrument | 2023014007 |
| Transaction Type | Transfer |
| Record Updated | Jul 24, 2023 |
| Title Company | TRANSCOUNTY TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1322 VILLA DR, MERCED, CA 95340-3248 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Jun 21, 2023 |
| Property Address | 1322 VILLA DR, MERCED, CA 95340-3248 |
| Document Number | 0000014006 |
| Map Reference | VOL 21 PG 3&4 |
| Instrument Date | May 4, 2023 |
| Instrument | 2023014006 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 3, 2023 |
| Title Company | TRANSCOUNTY TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1322 VILLA DR, MERCED, CA 95340-3248 |
| Document Number | 0000014008 |
|---|---|
| Date | Jun 21, 2023 |
| Instrument | 2023014008 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Document Number | 0000014487 |
|---|---|
| Date | Jun 27, 2023 |
| Instrument | 2023014487 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Mar 22, 2023 |
| Property Address | 1322 VILLA DR, MERCED, CA 95340-3248 |
| Document Number | 0000006309 |
| Map Reference | VOL 21 PG 3&4 |
| Instrument Date | Mar 15, 2023 |
| Instrument | 2023006309 |
| Transaction Type | Transfer |
| Record Updated | Apr 17, 2023 |
| Title Company | TRANSCOUNTY TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3319 M ST, MERCED, CA 95348-2735 |
| Investor | Possibly a Property Investor |
| Document Number | 0000006310 |
|---|---|
| Date | Mar 22, 2023 |
| Instrument | 2023006310 |
| Name | TRANSCOUNTY TITLE CO |
|---|---|
| Type | Non-Lending Institution |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 1322 VILLA DR, MERCED, CA 95340-3248 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SURETY LENDER SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 5085 BOYER RD, MARIPOSA, CA 95338-9717 |
| Document Number | 0000028397 |
|---|---|
| Date | Aug 18, 2020 |
| Instrument | 2020028397 |
| Name | E MORTGAGE MANAGEMENT LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHERRY HILL, NJ 08002 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
Source: Merced County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Merced County |
| Municipality | Merced City |
| Elementary School District | Merced City Elementary School District (KG - 08) |
| Secondary School District | Merced Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $334,000 (-8.54%) Land $95,000 Building $239,000 | |
| 2025 | $4,058.00 (+5.76%) | $365,180 (+264.8%) Land $88,434 Building $276,746 |
| 2024 | $3,837.00 (+252.34%) | |
| 2023 | $1,089.00 (+1.4%) | $100,104 Land $15,222 Building $84,882 |
| 2022 | $1,074.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AO high risk · sheet flow 1–3 ft |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 72 policies |
| Nearby Flood Policies | 72 in force |
| Nearby Flood Claims | 3 (2006–2023) |
| Most Recent Claim | Mar 2023 · Severe Winter Storms And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.8% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MERCED serves 96,073 people · EPA ID CA2410009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 415 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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