1322 Merchant Ln, Mc Lean, VA 22101 Property Records

Fairfax County property record for 1322 Merchant Ln, Mc Lean, VA 22101

Property Summary

Property Type	Single Family Home
Details	6 bd · 7 ba · 6,349 sqft · built 1965
Lot Size	2.54 acres (110,895 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,800,000 (Jun 2017)
Tax Bill	$25,105 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Apr 2019 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`031-1-01-0021-A`

Property Details

APN / Parcel Number

Primary APN	`031-1-01-0021-A`

Interior

Bedrooms	6 Beds
Full Baths	7 Baths
Half Baths	2 Half Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	6,349 sqft Living Area
Gross Area	7,277 sqft
Flooring	Wood
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Architectural Style	Split Level
Exterior Material	Brick
Construction Type	Concrete Block
Roof Material	Composition Shingle
Lot Area	110,895 sqft (2.54 acres)
Garage Type	Attached
Garage Area	928 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	640 sqft
Porch	Porch
Porch Area	335 sqft
Patio Area	600 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	0311 01 0021A
Street Address	1322 MERCHANT LN
City	MC LEAN
State	VA
Zip	22101-2413
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1(RESIDENTIAL 1 DU/AC)
Legal Description	EWING HOME PLACE LT 1
Legal Subdivision	EWING HOME PLACE
Legal Lot Number	1 4222
Jurisdiction	FAIRFAX VA
Township / Civil Division	DRANESVILLE
Census Block Group	2
Census Block	2010
Census Tract	470400

Owner

Source: Fairfax County records, as of October 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1322 MERCHANT LN, MC LEAN, VA 22101-2413
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2022	Deed of Trust, Mortgage · Conventional Mortgage CHAIN BRIDGE BANK NA
Apr 26, 2019	Deed of Trust, Mortgage · Line of Credit CHAIN BRIDGE BK NA
Oct 22, 2018	Grant Deed, Mortgage CHAIN BRIDGE BK NA
Oct 16, 2018	Deed of Trust, Mortgage CHAIN BRIDGE BK NA
Jun 8, 2017	Trustee's Deed, Transfer · Line of Credit CHAIN BRIDGE BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2017 · Amount on Record
Deed Sale	Jun 8, 2017 · Amount on Record
Deed Document Number	0025071118
Deed Book / Page	25071 / 118
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFAX VA
Property Address	1322 MERCHANT LN, MC LEAN, VA 22101-2413
Transaction Type	Mortgage
Record Updated	Sep 6, 2022
Title Company	EKKO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0026948001
Date	Mar 30, 2022
Book Page	27604/433
Instrument	2022026948.001

Lender

Name	CHAIN BRIDGE BANK NA
Type	Bank
Address	MC LEAN, VA 22101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.32%
Type Change Date	Apr 1, 2032
Change Frequency	5 Years
Min Rate At Change	3.32%
Max Rate At Change	8.32%
Index	5-Year CMT
Max Rate	8.32%

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFAX VA
Property Address	1322 MERCHANT LN, MC LEAN, VA 22101-2413
Document Number	2019023730001
Instrument Date	Apr 26, 2019
Transaction Type	Mortgage
Record Updated	Jun 3, 2019
Title Company	EKKO TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1322 MERCHANT LN MCLEAN VA 221012413, MCLEAN, VA 22101-2413

Mortgage

Document Number	2019023730001
Date	May 1, 2019
Book Page	025731/001692
Instrument	23730001

Lender

Name	CHAIN BRIDGE BK NA
Type	Bank
Address	MCLEAN, VA 22101

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 30, 2049

Interest

Rate Type	Adjustable Rate

October 2018: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	FAIRFAX VA
Recording Date	Oct 22, 2018
Property Address	1322 MERCHANT LN, MC LEAN, VA 22101-2413
Book / Page	025567 / 001071
Instrument Date	Oct 16, 2018
Instrument	60185001
Transaction Type	Mortgage
Record Updated	Nov 9, 2018
Title Company	EKKO TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1322 MERCHANT LN MCLEAN VA 221012413, MCLEAN, VA 22101-2413

Mortgage

Document Number	2018060185001
Date	Oct 22, 2018
Book Page	025567/001071
Instrument	60185001

Lender

Name	CHAIN BRIDGE BK NA
Type	Bank
Address	1445 A LAUGHLIN AVE, MCLEAN, VA 22101-5709

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 21, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.35%

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFAX VA
Property Address	1322 MERCHANT LN, MC LEAN, VA 22101-2413
Document Number	2018060185001
Instrument Date	Oct 16, 2018
Transaction Type	Mortgage
Record Updated	Nov 19, 2020
Title Company	EKKO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1322 MERCHANT LN MCLEAN VA 221012413, MCLEAN, VA 22101-2413

Mortgage

Document Number	2018060185001
Date	Oct 22, 2018
Book Page	025567/001071
Instrument	60185001

Lender

Name	CHAIN BRIDGE BK NA
Type	Bank
Address	1445 A LAUGHLIN AVE, MCLEAN, VA 22101-5709

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 21, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.35%

June 2017: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	FAIRFAX VA
Recording Date	Jun 8, 2017
Property Address	1322 MERCHANT LN, MC LEAN, VA 22101-2413
Document Number	2017035203005
Book / Page	025071 / 000118
Instrument Date	Jun 7, 2017
Instrument	35203005
Transaction Type	Transfer
Record Updated	Aug 31, 2017
Title Company	EKKO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,800.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1322 MERCHANT LN MCLEAN VA 221012413, MCLEAN, VA 22101-2413

Mortgage

Document Number	2017035203006
Date	Jun 8, 2017
Book Page	025071/000123
Instrument	35203006

Lender

Name	CHAIN BRIDGE BK NA
Type	Bank
Address	MC LEAN, VA 22101

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	24 Months
Due	Jun 7, 2019

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Fairfax County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Fairfax County
Unified School District	Fairfax County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$25,105.00 (+11.49%)	$2,129,350 (+8.89%) Land $1,541,000 Building $588,350	$2,129,350 (+8.89%) Land $1,541,000 Building $588,350
2023	$22,518.00	$1,955,580 Land $1,401,000 Building $554,580	$1,955,580 Land $1,401,000 Building $554,580

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 7, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	7 (1979–2019)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Jul 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIRFAX COUNTY WATER AUTHORITY serves 1,121,613 people · EPA ID VA6059501
Water Source	Surface water
Last State Inspection	Mar 2022
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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