1322 Gadd Rd, Hixson, TN 37343 Property Records

Hamilton County property record for 1322 Gadd Rd, Hixson, TN 37343

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,320 sqft · built 1961
Lot Size0.447 acres (19,482 sqft)
Owner2 Individual Names on Record
Last Sale$36,000 (Aug 1980)
Tax Bill$923 (2025)
Deeds & MortgagesSep 2021 Mortgage
Flood ZoneZone AE (high risk)
APN100P B 024

Property Details

APN / Parcel Number

Primary APN100P B 024
Alternative APN
  • 0000028892

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,320 sqft Living Area

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1978
Architectural StyleRanch
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area19,482 sqft (0.447 acres)
Lot Dimensions229 ft deep x 85 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000028892
Street Address1322 GADD RD
CityHIXSON
StateTN
Zip37343-3919
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal Description1840A 06 042A HOUSTON HIXSON HOME PLACE N/R
Legal SubdivisionHOUSTON HIXSON HOME
JurisdictionHAMILTON TN
Township / Civil Division3
Census Block Group3
Census Block3007
Census Tract10431

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1322 GADD RD, HIXSON, TN 37343-3919
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 29, 1980 · Amount on Record
Deed SaleAug 29, 1980 · Amount on Record
Deed Document Number0002702766
Record UpdatedJun 8, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address1322 GADD RD, HIXSON, TN 37343-3919
Transaction TypeMortgage
Record UpdatedSep 25, 2025
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000069
DateSep 7, 2021
Book Page12639/364
Instrument2021090700069
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term180 Months
DueSep 1, 2036

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$923.00 (+9.1%)$60,925 (+60.96%)$243,700 (+60.96%) Land $65,000 Building $178,700
2024$846.00$37,850 (-)$151,400 (-) Land $50,000 Building $101,400
2023$846.00$37,850 (-)$151,400 (-) Land $50,000 Building $101,400
2022$846.00$37,850$151,400 Land $50,000 Building $101,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies7 in force
Nearby Flood Claims9 (1980–2003)
Most Recent ClaimMay 2003 · Severe Storms, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, May 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · above 52% of Tennessee
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHIXSON UTILITY DISTRICT
serves 68,306 people · EPA ID TN0000303
Water SourceGroundwater
Last State InspectionJan 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber
100,000 / 100,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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