Hamilton County property record for 1320 Gadd Rd, Hixson, TN 37343
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,040 sqft · built 1961 |
| Lot Size | 0.499 acres (21,754 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $292,000 (Feb 2025) |
| Tax Bill | $1,106 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Feb 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 100P B 023 |
| Primary APN | 100P B 023 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,040 sqft Living Area |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Ranch |
| Exterior Material | Vinyl |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 21,754 sqft (0.499 acres) |
| Lot Dimensions | 281 ft deep x 80 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000028891 |
|---|---|
| Street Address | 1320 GADD RD |
| City | HIXSON |
| State | TN |
| Zip | 37343-3919 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | 1840A 06 42 HOUSTON HIXSON HOME PLACE N/R |
| Legal Subdivision | HOUSTON HIXSON HOME |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 3 |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 10431 |
Source: Hamilton County records, as of July 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1320 GADD RD, HIXSON, TN 37343-3919 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 12, 2025 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Feb 24, 2025 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Oct 21, 2024 | Warranty Deed, Transfer UNKNOWN, ALLIANCE TITLE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 24, 2025 · Amount on Record |
| Deed Sale | Feb 24, 2025 · Amount on Record |
| Prior Sale | Oct 21, 2024 · Amount on Record |
| Deed Document Number | 2025151 |
| Deed Book / Page | 13843 / 982 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 1320 GADD RD, HIXSON, TN 37343-3919 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1320 GADD RD, HIXSON, TN 37343-3919 |
| Document Number | 0000000183 |
|---|---|
| Date | Nov 12, 2025 |
| Book Page | 14104/362 |
| Instrument | 2025111200183 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Feb 24, 2025 |
| Property Address | 1320 GADD RD, HIXSON, TN 37343-3919 |
| Document Number | 0000000151 |
| Book / Page | 13843 / 982 |
| Map Reference | MB 13737 PG 840 |
| Instrument Date | Feb 20, 2025 |
| Instrument | 2025022400151 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | UNKNOWN, ALLIANCE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,080.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1320 GADD RD, HIXSON, TN 37343-3919 |
| Document Number | 0000138441 |
|---|---|
| Date | Feb 24, 2025 |
| Instrument | 13844/1 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Oct 21, 2024 |
| Property Address | 1320 GADD RD, HIXSON, TN 37343-3919 |
| Document Number | 0000000108 |
| Book / Page | 13737 / 840 |
| Instrument Date | Oct 18, 2024 |
| Instrument | 2024102100108 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | UNKNOWN, ALLIANCE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $832.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2242 ENCOMPASS DR, CHATTANOOGA, TN 37421-1590 |
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,106.00 (+69.37%) | $72,975 (+149.7%) | $291,900 (+149.7%) Land $65,000 Building $226,900 |
| 2024 | $653.00 | $29,225 (-) | $116,900 (-) Land $50,000 Building $66,900 |
| 2023 | $653.00 | $29,225 (-) | $116,900 (-) Land $50,000 Building $66,900 |
| 2022 | $653.00 | $29,225 | $116,900 Land $50,000 Building $66,900 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 9 (1980–2003) |
| Most Recent Claim | May 2003 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 52% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HIXSON UTILITY DISTRICT serves 68,306 people · EPA ID TN0000303 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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