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1322 Concord Ct, Elgin, IL 60120 Property Records

Cook County property record for 1322 Concord Ct, Elgin, IL 60120

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,680 sqft · built 1989
Lot Size0.235 acres (10,238 sqft)
OwnerIndividual Name on Record
Last Sale$239,000 (Oct 2018)
Tax Bill$6,498 (2023)
Deeds & MortgagesJan 2021 Mortgage
Oct 2018 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN06-20-302-025

Property Details

APN / Parcel Number

Primary APN06-20-302-025
Alternative APN
  • 06-20-302-025-0000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,680 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Architectural StyleMulti-Level
Exterior MaterialWood
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof MaterialAsphalt
Lot Area10,238 sqft (0.235 acres)
Garage TypeDetached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Water SourceCommercial

Location & Zoning

Street Address1322 CONCORD CT
CityELGIN
StateIL
Zip60120-8183
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description(SUMMERHILL) (UNIT2) A SUB OF PT OF SEC 20-41-09
Legal Range09E
Legal Township41N
Legal Section20
Legal SubdivisionSUMMERHILL UNIT2
Legal Lot Number128
Legal Unit2
JurisdictionCOOK IL
Township / Civil DivisionHANOVER
Census Block Group2
Census Block2014
Census Tract804406

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1322 CONCORD CT, ELGIN, IL 60120-8183
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Jan 19, 2021Quit Claim Deed, Transfer
UNITED WHOLESALE MTG
Oct 17, 2018Warranty Deed, Transfer · Conventional with PMI
LENDLINK FIN'L INC
Apr 5, 2018Grant Deed, Transfer
CHICAGO TITLE COMPANY
Dec 18, 2017Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 17, 2018 · Amount on Record
Deed SaleOct 17, 2018 · Amount on Record
Prior SaleApr 5, 2018 · Amount on Record
Deed Document Number201855114
Last Transfer DateOct 10, 2020
Transfer Doc0000006151
Record UpdatedOct 29, 2026

January 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCOOK IL
Recording DateJan 19, 2021
Property Address1322 CONCORD CT, ELGIN, IL 60120-8183
Document Number2101906151
Instrument DateOct 10, 2020
Instrument1906151
Transaction TypeTransfer
Record UpdatedJan 27, 2021
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1322 CONCORD CT ELGIN IL 601208183, ELGIN, IL 60120-8183

Mortgage

Document Number2101906152
DateJan 19, 2021
Instrument1906152
Lender
NameUNITED WHOLESALE MTG
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
AmountAmount Recorded
Term360 Months
DueJan 18, 2051
Interest
Rate TypeFixed Rate

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOOK IL
Recording DateOct 17, 2018
Property Address1322 CONCORD CT, ELGIN, IL 60120-8183
Document Number1829055114
Instrument DateSep 24, 2018
Instrument29055114
Transaction TypeTransfer
Record UpdatedOct 30, 2018
Title CompanyTITLE SERVICE AND LIAISON COMPANIES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$239.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1322 CONCORD CT ELGIN IL 601208183, ELGIN, IL 60120-8183

Mortgage

Document Number1829055115
DateOct 17, 2018
Instrument29055115
Lender
NameLENDLINK FIN'L INC
AddressCHICAGO, IL 60646
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueOct 16, 2048
Interest
Rate TypeFixed Rate
Rate4.87%

April 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCOOK IL
Recording DateApr 5, 2018
Property Address1322 CONCORD CT, ELGIN, IL 60120-8183
Document Number1809546215
Instrument DateMar 14, 2018
Instrument9546215
Transaction TypeTransfer
Record UpdatedApr 17, 2018
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$16.15
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address998 ROXBURY CT HANOVER PARK IL 601332434, HANOVER PARK, IL 60133-2434

December 2017: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionCOOK IL
Recording DateDec 18, 2017
Property Address1322 CONCORD CT, ELGIN, IL 60120-8183
Document Number1735246110
Instrument DateDec 6, 2017
Instrument35246110
Transaction TypeForeclosure
Record UpdatedJan 3, 2018

Transaction

Tax$0.00
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1322 CONCORD CT ELGIN IL 601208183, ELGIN, IL 60120-8183

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionHanover Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$31,500 (+21.67%) Land $7,167 Building $24,333$315,000 (+21.67%) Land $71,670 Building $243,330
2023$6,498.00 (+3.39%)
2022$6,285.00 Homeowner's exemption$25,890 Land $6,654 Building $19,236$258,900 Land $66,540 Building $192,360

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 79% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable		1,500 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
Fox Valley Internet
Fixed Wireless		100 / 20

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