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1310 Concord Ct, Elgin, IL 60120 Property Records

Cook County property record for 1310 Concord Ct, Elgin, IL 60120

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,200 sqft · built 1986
Lot Size0.201 acres (8,755 sqft)
OwnerIndividual Name on Record
Last Sale$250,000 (Oct 2021)
Tax Bill$6,242 (2023)
Deeds & MortgagesFeb 2024 Line of Credit
Oct 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-20-302-028

Property Details

APN / Parcel Number

Primary APN06-20-302-028
Alternative APN
  • 06-20-302-028-0000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,200 sqft Living Area
1st Floor Area1,200 sqft

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1987
Architectural StyleBungalow
Exterior MaterialWood
Construction TypeFrame
Roof MaterialAsphalt
Lot Area8,755 sqft (0.201 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address1310 CONCORD CT
CityELGIN
StateIL
Zip60120-8183
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description(SUMMERHILL) (UNIT2) A SUB OF PT OF SEC 20-41-09
Legal Range09E
Legal Township41N
Legal Section20
Legal SubdivisionSUMMERHILL UNIT2
Legal Lot Number131
Legal Unit2
JurisdictionCOOK IL
Township / Civil DivisionHANOVER
Census Block Group2
Census Block2014
Census Tract804406

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1310 CONCORD CT, ELGIN, IL 60120-8183
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 23, 2024Deed of Trust, Mortgage · Line of Credit
OLD NATIONAL BANK
Oct 1, 2021Warranty Deed, Transfer · FHA Mortgage
CHERRY CREEK MORTGAGE CO INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 1, 2021 · Amount on Record
Deed SaleOct 1, 2021 · Amount on Record
Prior SaleAug 18, 1995 · Amount on Record
Deed Document Number202141101
Prior Transfer DateSep 14, 2021
Prior Transfer Doc0000041101
Record UpdatedOct 29, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address1310 CONCORD CT, ELGIN, IL 60120-8183
Transaction TypeMortgage
Record UpdatedMar 4, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address1310 CONCORD CT, ELGIN, IL 60120-8183

Mortgage

Document Number0005441132
DateFeb 23, 2024
Instrument2405441132
Lender
NameOLD NATIONAL BANK
TypeBank
AddressELBURN, IL 60119
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueFeb 24, 2054
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOOK IL
Recording DateOct 1, 2021
Property Address1310 CONCORD CT, ELGIN, IL 60120-8183
Document Number0027441101
Map ReferenceDOC 96-185686
Instrument DateSep 14, 2021
Instrument2127441101
Transaction TypeTransfer
Record UpdatedOct 13, 2021
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$250.00
Amount AccuracyRounded by County

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1310 CONCORD CT, ELGIN, IL 60120-8183

Mortgage

Document Number0027441102
DateOct 1, 2021
Instrument2127441102
Lender
NameCHERRY CREEK MORTGAGE CO INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2051
Interest
Rate3.25%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionHanover Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$29,001 (+16.01%) Land $6,129 Building $22,872$290,010 (+16.01%) Land $61,290 Building $228,720
2023$6,242.00 (+3.41%)
2022$6,036.00 Homeowner's exemption Senior Citizen's exemption$24,999 Land $5,690 Building $19,309$249,990 Land $56,900 Building $193,090

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable		1,500 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Fox Valley Internet.

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