1322 18th St, Chesapeake, VA 23324 Property Records

Chesapeake City property record for 1322 18th St, Chesapeake, VA 23324

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,400 sqft · built 1900
Lot Size	0.075 acres (3,267 sqft)
Owner	2 Individual Names on File
Last Sale	$209,900 (Nov 2021)
Tax Bill	$2,322 (2025)
Deeds & Mortgages	Jun 2006 Second Mortgage Jun 2006 Mortgage + 5 more
APN	`1230000001130`

Property Details

APN / Parcel Number

Primary APN	`1230000001130`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,400 sqft Living Area
1st Floor Area	840 sqft
Upper Floors Area	560 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 2021
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,267 sqft (0.075 acres)
Lot Dimensions	110 ft deep x 30 ft wide
Porch	Open Porch
Porch Area	108 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1322 18TH ST
City	CHESAPEAKE
State	VA
Zip	23324-2504
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSFA1: SIN
Legal Description	8 BLK N ELMSLEY
Legal Subdivision	POINDEXTER STREET NORTH
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	1
Census Block	1018
Census Tract	20300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the South Norfolk Historic District listed 1989 · 669 contributing resources · NRIS 88003133

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1322 18th St is owned by two individuals who bought it in November 2021.

Source: Chesapeake City records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3542 RADFORD CIR, CHESAPEAKE, VA 23321-4741
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2006	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FMF CAPITAL LLC
Jun 30, 2006	Deed of Trust, Mortgage · ARM FMF CAPITAL L LC
Oct 13, 2010	Deed of Trust, Mortgage · VA Mortgage SOUTHERN TRUST MORTGAGE L
Mar 18, 2013	Deed of Trust, Mortgage · VA Mortgage WELLS FARGO BANK NA
Nov 12, 2021	Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE LLC
May 4, 2021	Warranty Deed, Transfer · Second Mortgage (Down Payment) ROCK HARBOR GROUP LLC
May 18, 2005	Warranty Deed, Transfer · Conventional Mortgage TEIDE ENTERPRISES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 12, 2021 · Amount on File
Deed Sale	Nov 12, 2021 · Amount on File
Prior Sale	May 4, 2021 · Amount on File
Deed Document Number	202151030
Deed Book / Page	10479 / 593
Record Updated	Oct 29, 2026

June 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	1322 18TH ST, CHESAPEAKE, VA 23324-2504
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	006620/790
Date	Jun 30, 2006
Book Page	6620/790

Lender

Name	FMF CAPITAL LLC

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2021

Interest

Rate Type	Adjustable Rate

June 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	1322 18TH ST, CHESAPEAKE, VA 23324-2504
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	006620/767
Date	Jun 30, 2006
Book Page	6620/767

Lender

Name	FMF CAPITAL L LC

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2036

Interest

Rate Type	Adjustable Rate
Rate	9.69%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2008

October 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	1322 18TH ST, CHESAPEAKE, VA 23324-2504
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008234/97
Date	Oct 13, 2010
Book Page	8234/97

Lender

Name	SOUTHERN TRUST MORTGAGE L

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2040

Interest

Rate Type	Fixed Rate
Rate	4.5%

March 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	1322 18TH ST, CHESAPEAKE, VA 23324-2504
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	009008/519
Date	Mar 18, 2013
Book Page	9008/519

Lender

Name	WELLS FARGO BANK NA

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2043

Interest

Rate Type	Fixed Rate
Rate	3.75%

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Nov 12, 2021
Property Address	1322 18TH ST, CHESAPEAKE, VA 23324-2504
Document Number	010479/593
Book / Page	10479 / 593
Instrument Date	Nov 5, 2021
Instrument	210051030
Transaction Type	Transfer
Record Updated	Sep 22, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1322 18TH ST, CHESAPEAKE, VA 23324-2504

Mortgage

Document Number	0210051033
Date	Nov 12, 2021
Instrument	210051033

Lender

Name	UNITED WHOLESALE MORTGAGE LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	May 4, 2021
Property Address	1322 18TH ST, CHESAPEAKE, VA 23324-2504
Document Number	10364/1525
Book / Page	10364 / 1525
Instrument Date	Apr 28, 2021
Instrument	210020501
Transaction Type	Transfer
Record Updated	Sep 22, 2023
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5053 LORD FELTON LN, VIRGINIA BEACH, VA 23455-3901
Investor	Possibly a Property Investor

Mortgage

Document Number	10364/1529
Date	May 4, 2021
Book Page	10364/1529
Instrument	210020502

Lender

Name	ROCK HARBOR GROUP LLC

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	5 Months
Due	Oct 30, 2021

Interest

Rate Type	Fixed Rate

May 2005: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	May 18, 2005
Property Address	1322 18TH ST, CHESAPEAKE, VA 23324-2504
Document Number	06000/3027
Book / Page	6000 / 3027
Instrument Date	May 3, 2005
Transaction Type	Transfer
Record Updated	May 8, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006000330
Date	May 18, 2005
Instrument	6000/330

Lender

Name	TEIDE ENTERPRISES INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1322 18th St was $2,322.

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$246,800 (+7.35%) Land $80,000 Building $166,800	$246,800 (+7.35%) Land $80,000 Building $166,800
2025	$2,322.00	$229,900 Land $75,000 Building $154,900	$229,900 Land $75,000 Building $154,900
2023		$196,600 (+9.47%) Land $65,000 Building $131,600	$196,600 (+9.47%) Land $65,000 Building $131,600
2022		$179,600 Land $55,000 Building $124,600	$179,600 Land $55,000 Building $124,600
2019	$1,268.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 1322 18th St; there have been 1 flood claim nearby since 2007.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2007)
Most Recent Claim	Apr 2007 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1322 18th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
AT&T Fixed Wireless	100 / 20

May also be available: Metronet, Verizon.

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