1321 18th St, Chesapeake, VA 23324 Property Records

Chesapeake City property record for 1321 18th St, Chesapeake, VA 23324

Property Summary

Property Type	Single Family Home
Details	6 bd · 2 ba · 1,600 sqft · built 1920
Lot Size	0.155 acres (6,752 sqft)
Owner	Company Name on File
Last Sale	$59,300 (May 2012)
Tax Bill	$1,735 (2025)
Deeds & Mortgages	May 2026 Line of Credit Sep 2021 Line of Credit + 3 more
APN	`1230000001260`

Property Details

APN / Parcel Number

Primary APN	`1230000001260`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	1,600 sqft Living Area
1st Floor Area	800 sqft
Upper Floors Area	800 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1920
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	6,752 sqft (0.155 acres)
Lot Width	60 ft Width

Exterior Amenities

Porch	Open Porch
Porch Area	76 sqft
Deck Area	800 sqft
Patio Area	24 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1321 18TH ST
City	CHESAPEAKE
State	VA
Zip	23324-2503
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSFA1: SIN
Legal Description	9 & 11 BLK J ELMSLEY
Legal Subdivision	POINDEXTER STREET NORTH
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	1
Census Block	1008
Census Tract	20300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the South Norfolk Historic District listed 1989 · 669 contributing resources · NRIS 88003133

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1321 18th St is owned by a company that bought it in May 2012.

Source: Chesapeake City records, as of October 13, 2026

Owner of Record	Company Name on File
Mailing Address	1105 MADISON PLZ, 110, CHESAPEAKE, VA 23320-5202
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 22, 2026	Deed of Trust, Mortgage · Line of Credit FULTON BANK NATIONAL ASSOCIATION
Sep 23, 2021	Deed of Trust, Mortgage · Line of Credit TOWNEBANK
May 8, 2008	Deed of Trust, Mortgage · Conventional Mortgage NATIONAL CITY MORTGAGE
Dec 4, 2012	Deed of Trust, Mortgage · Line of Credit MONARCH BANK
Sep 5, 2006	Warranty Deed, Transfer · Conventional Mortgage NATIONAL CITY MTG CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2012 · Amount on File
Deed Sale	May 18, 2012 · Amount on File
Prior Sale	Sep 5, 2006 · Amount on File
Deed Book / Page	8701 / 6
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	May 22, 2026
Property Address	1321 18TH ST, CHESAPEAKE, VA 23324-2503
Document Number	0000013157
Book / Page	10982 / 801
Instrument Date	May 22, 2026
Instrument	202613157
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	1105 MADISON PLZ, 110, CHESAPEAKE, VA 23320-5202

Mortgage

Document Number	0000013157,
Date	May 22, 2026
Book Page	10982/801
Instrument	202613157

Lender

Name	FULTON BANK NATIONAL ASSOCIATION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.23%
Max Rate	-1%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	1321 18TH ST, CHESAPEAKE, VA 23324-2503
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10450/1473
Date	Sep 23, 2021
Book Page	10450/1473
Instrument	210043439

Lender

Name	TOWNEBANK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

May 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	1321 18TH ST, CHESAPEAKE, VA 23324-2503
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	007480/372
Date	May 8, 2008
Book Page	7480/372

Lender

Name	NATIONAL CITY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2038

Interest

Rate Type	Fixed Rate
Rate	6.5%

December 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	1321 18TH ST, CHESAPEAKE, VA 23324-2503
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	008899/357
Date	Dec 4, 2012
Book Page	8899/357

Lender

Name	MONARCH BANK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

September 2006: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Sep 5, 2006
Property Address	1321 18TH ST, CHESAPEAKE, VA 23324-2503
Document Number	006721/659
Book / Page	6721 / 659
Instrument Date	Aug 15, 2006
Transaction Type	Transfer
Record Updated	May 7, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006721662
Date	Sep 5, 2006
Instrument	6721/662

Lender

Name	NATIONAL CITY MTG CO

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1321 18th St was $1,735, up 2.2% from the year before.

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$181,800 (+5.82%) Land $85,000 Building $96,800	$181,800 (+5.82%) Land $85,000 Building $96,800
2025	$1,735.00 (+2.24%)	$171,800 Land $80,000 Building $91,800	$171,800 Land $80,000 Building $91,800
2024	$1,697.00
2023		$151,500 (+9.78%) Land $70,000 Building $81,500	$151,500 (+9.78%) Land $70,000 Building $81,500
2022		$138,000 Land $60,000 Building $78,000	$138,000 Land $60,000 Building $78,000
2019	$1,308.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 1321 18th St; there have been 1 flood claim nearby since 2007.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2007)
Most Recent Claim	Apr 2007 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1321 18th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
AT&T Fixed Wireless	100 / 20

May also be available: Metronet, Verizon.

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