13216 Silver Saddle Ln, Poway, CA 92064 Property Records

San Diego County property record for 13216 Silver Saddle Ln, Poway, CA 92064

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,865 sqft · built 1976
Lot Size	0.52 acres (22,651 sqft)
Owner	2 Company Names on Record
Last Sale	$2,190,000 (Jul 2026)
Tax Bill	$20,466 (2025)
Deeds & Mortgages	Jul 2026 Sale Mar 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`275-640-01-00`

Property Details

APN / Parcel Number

Primary APN	`275-640-01-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,865 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Tile
Lot Area	22,651 sqft (0.52 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	13216 SILVER SADDLE LN
City	POWAY
State	CA
Zip	92064-1926
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR-C
Legal Description	LOT 196 TR 007478
Legal Subdivision	SILVER SADDLE RANCH
Legal Tract	007478
Legal Block	1
Legal Lot Number	196
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1003
Census Tract	17006

Owner

Source: San Diego County records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	PO BOX 3295, ESCONDIDO, CA 92033-3295
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2026	Grant Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE COMPANY
Mar 16, 2026	Deed of Trust, Mortgage · Conventional Mortgage SPEC HOME LOANS
Nov 17, 2022	Grant Deed, Transfer · Conventional Mortgage ORIGINPOINT LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2026 · Amount on Record
Deed Sale	Jul 28, 2026 · Amount on Record
Prior Sale	Nov 17, 2022 · Amount on Record
Deed Document Number	2026216186
Record Updated	Oct 29, 2026

July 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 28, 2026
Property Address	13216 SILVER SADDLE LN, POWAY, CA 92064-1926
Document Number	0000216186
Instrument Date	Jul 23, 2026
Instrument	2026216186
Transaction Type	Transfer
Record Updated	Aug 5, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$243,309.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	13216 SILVER SADDLE LN, POWAY, CA 92064-1926
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13216 SILVER SADDLE LN, POWAY, CA 92064-1926
Investor	Possibly a Property Investor

Mortgage

Document Number	0000070543
Date	Mar 16, 2026
Instrument	2026-0070543

Lender

Name	SPEC HOME LOANS
Type	Mortgage Company
Address	LA VERNE, CA 91750

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

November 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 17, 2022
Property Address	13216 SILVER SADDLE LN, POWAY, CA 92064-1926
Document Number	0000440018
Map Reference	MAP 7478
Instrument Date	Oct 7, 2022
Instrument	2022-0440018
Transaction Type	Transfer
Record Updated	Nov 25, 2022
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	6147 SEAFARING WAY, SAN DIEGO, CA 92130-5023
Investor	Possibly a Property Investor

Mortgage

Document Number	0000440019
Date	Nov 17, 2022
Instrument	2022-0440019

Lender

Name	ORIGINPOINT LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Poway City
Unified School District	Poway Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,841,195 (+2%) Land $1,167,328 Building $673,867
2025	$20,466.00 (+3.09%)	$1,805,094 (+4.04%) Land $1,144,440 Building $660,654
2024	$19,852.00 (+2.17%)
2023	$19,431.00 (+2,430.08%) Homeowner's exemption	$1,735,000 Land $1,100,000 Building $635,000
2022	$768.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (1995–2014)
Most Recent Claim	Dec 2014 · Severe Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF POWAY serves 49,888 people · EPA ID CA3710015
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Cox Communications.

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