Bell County property record for 13214 Harbor Dr, Temple, TX 76502
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.23 acres (10,000 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $382 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Aug 2025 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0397280266 |
| Primary APN | 0397280266 |
|---|---|
| Alternative APNs |
|
| Lot Area | 10,000 sqft (0.23 acres) |
|---|---|
| Lot Dimensions | 125 ft deep x 80 ft wide |
| Water Source | Commercial |
|---|
| Street Address | 13214 HARBOR DR |
|---|---|
| City | TEMPLE |
| State | TX |
| Zip | 76502-6811 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | LAKEAIRE SECTION II, BLOCK 001, LOT 0134 |
| Legal Subdivision | LAKEAIRE SECTION II |
| Legal Block | 1 |
| Legal Lot Number | 134 |
| Jurisdiction | BELL TX |
| Township / Civil Division | NORTHWEST BELL |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 20203 |
Source: Bell County records, as of April 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 13202 CAPSTAN DR, TEMPLE, TX 76502-6806 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 27, 2026 | Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Aug 27, 2025 | Deed of Trust, Mortgage · Line of Credit CADENCE BANK NA |
| Mar 24, 2023 | Gift Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 24, 2023 |
| Deed Sale | Mar 24, 2023 |
| Deed Document Number | 202312282 |
| Prior Transfer Date | Jan 9, 2023 |
| Prior Transfer Doc | 0000012282 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELL TX |
| Property Address | 13214 HARBOR DR, TEMPLE, TX 76502-6811 |
| Transaction Type | Mortgage |
| Record Updated | Apr 8, 2026 |
| Title Company | MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TTL CO T |
| Name | Verified Name |
|---|---|
| Address | 13202 CAPSTAN DR, TEMPLE, TX 76502-6806 |
| Document Number | 0000014536 |
|---|---|
| Date | Mar 27, 2026 |
| Instrument | 2026014536 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | TUPELO, MS 38803 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELL TX |
| Property Address | 13214 HARBOR DR, TEMPLE, TX 76502-6811 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Title Company | MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT AND TTL CO |
| Name | Verified Name |
|---|---|
| Address | 13202 CAPSTAN DR 18TH, 18, TEMPLE, TX 76502-6806 |
| Document Number | 0000041794 |
|---|---|
| Date | Aug 27, 2025 |
| Instrument | 2025041794 |
| Name | CADENCE BANK NA |
|---|---|
| Type | Bank |
| Address | TEMPLE, TX 76502 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Aug 27, 2026 |
| Document Type | Gift Deed |
|---|---|
| Jurisdiction | BELL TX |
| Recording Date | Mar 24, 2023 |
| Property Address | 13214 HARBOR DR, TEMPLE, TX 76502-6811 |
| Document Number | 0000012282 |
| Instrument Date | Jan 9, 2023 |
| Instrument | 2023012282 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13202 CAPSTAN DR, TEMPLE, TX 76502-6806 |
| Name | Verified Name |
|---|---|
| Address | 13202 CAPSTAN DR, TEMPLE, TX 76502-6806 |
Source: Bell County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Bell County |
| Unified School District | Belton Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $382.00 (-1.04%) | $25,800 (+45.76%) Land $25,800 | $25,800 (+45.76%) Land $25,800 |
| 2024 | $386.00 (+49.03%) | ||
| 2023 | $259.00 (+159%) | $17,700 Land $17,700 | $17,700 Land $17,700 |
| 2022 | $100.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 69% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOFFAT WSC serves 4,633 people · EPA ID TX0140028 |
|---|---|
| Water Source | Purchased surface water from BLUEBONNET WSC |
| Last State Inspection | Oct 2023 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Altitude ISP, Nextlink.
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