13209 Harbor Dr, Temple, TX 76502 Property Records

Bell County property record for 13209 Harbor Dr, Temple, TX 76502

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,141 sqft · built 1980
Lot Size0.229 acres (10,001 sqft)
OwnerIndividual Name on File
Tax Bill$860 (2023)
Deeds & MortgagesMar 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN0397280324

Property Details

APN / Parcel Number

Primary APN0397280324
Alternative APNs
  • 802498
  • 27370

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,141 sqft Living Area
1st Floor Area1,141 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1980
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area10,001 sqft (0.229 acres)
Lot Dimensions125 ft deep x 80 ft wide
Garage Area280 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchOpen Porch
Porch Area108 sqft
Canopy110 sqft
Storage Building96 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number802498
Street Address13209 HARBOR DR
CityTEMPLE
StateTX
Zip76502-6813
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAKEAIRE SECTION II, BLOCK 001, LOT 0163
Legal SubdivisionLAKEAIRE SECTION II
Legal Block1
Legal Lot Number163
JurisdictionBELL TX
Township / Civil DivisionNORTHWEST BELL
Census Block Group3
Census Block3014
Census Tract20203

Owner

Source: Bell County assessment roll, as of August 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address13209 HARBOR DR, TEMPLE, TX 76502-6813
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 2, 2021
Deed SaleMar 2, 2021
Prior SaleMay 9, 2012
Deed Document Number2021012157
Record UpdatedJun 7, 2026

March 2021: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionBELL TX
Recording DateMar 2, 2021
Property Address13209 HARBOR DR, TEMPLE, TX 76502-6813
Document Number0000012157
Map ReferenceCAB A SL 238-B&C
Instrument DateFeb 26, 2021
Instrument2021012157
Transaction TypeTransfer
Record UpdatedSep 30, 2021
Title CompanyMONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE CO

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3323 THORNTON LN # 26, 26, TEMPLE, TX 76502-1765

Mortgage

Document Number0000012158
DateMar 2, 2021
Instrument2021012158
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2051

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

TypeName
StateTexas
CountyBell County
Unified School DistrictBelton Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$860.00 (-51.6%) Homeowner's exemption Disabled Person's exemption$159,594 Land $17,700 Building $141,894$159,594 Land $17,700 Building $141,894
2022$1,777.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · lower than 69% of Texas
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMOFFAT WSC
serves 4,633 people · EPA ID TX0140028
Water SourcePurchased surface water from BLUEBONNET WSC
Last State InspectionOct 2023
Lead3 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: Altitude ISP, AMG Technology Investment Group.

Nearby Properties on Harbor Dr

Nearby Streets

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