Allen County property record for 1321 W State St, Lima, OH 45805
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,980 sqft · built 1912 |
| Lot Size | 0.117 acres (5,097 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,545 (2025) |
| Deeds & Mortgages | Jul 2023 Mortgage Dec 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 36-3509-13-003.000 |
| Primary APN | 36-3509-13-003.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,980 sqft Living Area |
| Gross Area | 3,860 sqft |
| 1st Floor Area | 1,056 sqft |
| Upper Floors Area | 924 sqft |
| Basement Area | 924 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1912 |
|---|---|
| Effective Year Built | Effective 1912 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 5,097 sqft (0.117 acres) |
| Lot Dimensions | 108 ft deep x 47 ft wide |
| Garage Type | Attached |
| Garage Area | 704 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 252 sqft |
| Cooling System | None |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Storm Sewer |
| Water Source | Commercial |
| Street Address | 1321 W STATE ST |
|---|---|
| City | LIMA |
| State | OH |
| Zip | 45805-3174 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PARK VIEW ADDITION EXTENDED PTS 9979 & 205 FF 46.66 |
| Legal Subdivision | PARK VIEW ADDITION |
| Legal Lot Number | 205 |
| Jurisdiction | ALLEN OH |
| Township / Civil Division | LIMA |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 13200 |
1321 W State St is owned and occupied by an individual who acquired it in March 1993.
Source: Allen County records, as of May 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1321 W STATE ST, LIMA, OH 45805-3174 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 21, 2023 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Dec 20, 2021 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Aug 1, 2018 | Deed of Trust, Mortgage · Line of Credit SUPERIOR CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 15, 1993 |
| Deed Sale | Mar 15, 1993 |
| Prior Sale | Jun 6, 1990 · Amount on File |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEN OH |
| Property Address | 1321 W STATE ST, LIMA, OH 45805-3174 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2023 |
| Name | Verified Name |
|---|
| Document Number | 7210006244 |
|---|---|
| Date | Jul 21, 2023 |
| Book Page | 2023/6244 |
| Instrument | 202307210006244 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEN OH |
| Property Address | 1321 W STATE ST, LIMA, OH 45805-3174 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2021 |
| Name | Verified Name |
|---|
| Document Number | 12200017589 |
|---|---|
| Date | Dec 20, 2021 |
| Book Page | 2021/17589 |
| Instrument | 202112200017589 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 357 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEN OH |
| Property Address | 1321 W STATE ST, LIMA, OH 45805-3174 |
| Document Number | 0000008918 |
| Instrument Date | Aug 1, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 1321 W STATE ST LIMA OH 458053174, LIMA, OH 45805-3174 |
| Document Number | 0000008918 |
|---|---|
| Date | Aug 3, 2018 |
| Instrument | 8918 |
| Name | SUPERIOR CU |
|---|---|
| Type | Credit Union |
| Address | LIMA, OH 45807 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Aug 2, 2038 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 1321 W State St was $1,545.
Source: Allen County assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Allen County |
| Municipality | Lima City |
| Unified School District | Lima City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,545.00 | $43,160 (-) Land $3,430 Building $39,730 | $123,300 (-) Land $9,800 Building $113,500 |
| 2024 | $1,545.00 (+6.77%) Homeowner's exemption | $43,160 (+22.93%) Land $3,430 Building $39,730 | $123,300 Land $9,800 Building $113,500 |
| 2023 | $1,447.00 (-0.62%) Homeowner's exemption | $35,110 (-) Land $2,800 Building $32,310 | |
| 2022 | $1,456.00 Homeowner's exemption | $35,110 Land $2,800 Building $32,310 | |
| 2021 | $100,300 Land $8,000 Building $92,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1321 W State St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | May 1979 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1321 W State St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LIMA CITY serves 65,619 people · EPA ID OH0200811 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Treatment failure resolved · May 2026 Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Dec 2016 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: TSC.
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