Hamilton County property record for 1321 W North Bend Rd, Cincinnati, OH 45224
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,498 sqft · built 1940 |
| Lot Size | 0.109 acres (4,748 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $89,900 (Apr 2019) |
| Tax Bill | $2,757 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Apr 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 236-0001-0026-00 |
| Primary APN | 236-0001-0026-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,498 sqft Living Area |
| Gross Area | 2,609 sqft |
| 1st Floor Area | 1,012 sqft |
| Attic | Attic |
| Attic Area | 486 sqft |
| Basement Area | 1,111 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Asphalt |
| Lot Area | 4,748 sqft (0.109 acres) |
| Lot Dimensions | 105 ft deep x 45 ft wide |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 99 sqft |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 1321 W NORTH BEND RD |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45224-2605 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF4 |
| Legal Description | NORTH BEND RD 45 X 105 SS NORTH BEND RD 1394.20 FT W OF C L ARGUS RD |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 8201 |
Source: Hamilton County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1321 W NORTH BEND RD, CINCINNATI, OH 45224-2605 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 18, 2026 | Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK |
| Apr 21, 2022 | Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE |
| Jan 5, 2022 | Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK |
| Jul 30, 2025 | Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK |
| Apr 10, 2019 | Warranty Deed, Transfer · FHA Mortgage BANK OF ENGLAND |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 10, 2019 · Amount on Record |
| Deed Sale | Apr 10, 2019 · Amount on Record |
| Deed Document Number | 201926882 |
| Deed Book / Page | 13893 / 1212 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 1321 W NORTH BEND RD, CINCINNATI, OH 45224-2605 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1321 W NORTH BEND RD, CINCINNATI, OH 45224-2605 |
| Document Number | 0000011967 |
|---|---|
| Date | Feb 18, 2026 |
| Book Page | 15605/1117 |
| Instrument | 2026-0011967 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 59 Months |
| Due | Jan 1, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 1321 W NORTH BEND RD, CINCINNATI, OH 45224-2605 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2026 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 1321 NORTH DR, INDIANAPOLIS, IN 46202 |
| Document Number | 0000040645 |
|---|---|
| Date | Apr 21, 2022 |
| Book Page | 14651/1332 |
| Instrument | 2022-0040645 |
| Name | MIDLAND MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 479 Months |
| Due | Mar 1, 2062 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 1321 W NORTH BEND RD, CINCINNATI, OH 45224-2605 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000001400 |
|---|---|
| Date | Jan 5, 2022 |
| Book Page | 14577/1428 |
| Instrument | 2022-0001400 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jan 1, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 1321 W NORTH BEND RD, CINCINNATI, OH 45224-2605 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 1321 W NORTH BEND RD, CINCINNATI, OH 45224-2605 |
| Document Number | 0000057195 |
|---|---|
| Date | Jul 30, 2025 |
| Book Page | 15468/1988 |
| Instrument | 2025-0057195 |
| Name | MIDFIRST BANK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Jul 1, 2065 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Apr 10, 2019 |
| Property Address | 1321 W NORTH BEND RD, CINCINNATI, OH 45224-2605 |
| Document Number | 0000026882 |
| Book / Page | 013893 / 001212 |
| Instrument Date | Mar 29, 2019 |
| Instrument | 26882 |
| Transaction Type | Transfer |
| Record Updated | Jun 3, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $359.60 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1321 W NORTH BEND RD CINCINNATI OH 452242605, CINCINNATI, OH 45224-2605 |
| Document Number | 26883 |
|---|---|
| Date | Apr 10, 2019 |
| Book Page | 013893/001214 |
| Instrument | 26883 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Address | LITTLE ROCK, AR 72201 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 9, 2049 |
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,757.00 (-0.36%) | $46,215 (+%) Land $8,026 Building $38,189 | $132,040 (-) Land $22,930 Building $109,110 |
| 2024 | $2,767.00 (-2.23%) | $46,213 (-) Land $8,025 Building $38,188 | |
| 2023 | $2,830.00 (+31.63%) | $46,213 (+46.87%) Land $8,025 Building $38,188 | $132,040 (+46.87%) Land $22,930 Building $109,110 |
| 2022 | $2,150.00 Homeowner's exemption | $31,466 Land $6,535 Building $24,931 | |
| 2020 | $89,900 Land $18,670 Building $71,230 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2011 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 553 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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